Monroe County property record for 321 3rd St, Key Colony Beach, FL 33051
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 3 bd · 3 ba · 1,848 sqft · built 1973 |
| Lot Size | 0.155 acres (6,788 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $437,500 (Jan 2005) |
| Tax Bill | $10,790 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00072780-000000 |
| Primary APN | 00072780-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,848 sqft Total Area |
| 1st Floor Area | 1,848 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Pile |
| Roof Type | Reinforced Concrete |
| Roof Material | Tile |
| Lot Area | 6,788 sqft (0.155 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 280 sqft |
| Pool Type | Public / Commercial Pool |
|---|---|
| Porch | Open Porch |
| Porch Area | 480 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1076830 |
|---|---|
| Old Parcel Number | 04663300072780000000 |
| Street Address | 321 3RD ST |
| City | KEY COLONY BEACH |
| State | FL |
| Zip | 33051 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | BK 3 LT 12 KEY COLONY BEACH PB3-120 SHELTER KEY OR466-752 OR883-1305 OR927-1724 OR956-2146 OR964-66/67 OR1041-408 OR1067-387 |
| Legal Range | 33E |
| Legal Township | 66S |
| Legal Section | 04 |
| Legal Subdivision | KEY COLONY BEACH |
| Legal Block | 3 |
| Legal Lot Number | 12 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | MIDDLE KEYS |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 971001 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | PO BOX 748, CORNELIUS, NC 28031-0748 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 20, 2005 · Amount on Record |
| Deed Sale | Jan 20, 2005 · Amount on Record |
| Prior Sale | Jan 20, 2005 · Amount on Record |
| Deed Document Number | 1491569 |
| Deed Book / Page | 2077 / 1487 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key Colony Beach City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,105,203 (-11.04%) Land $750,074 Building $355,129 | $1,105,203 (-11.04%) Land $750,074 Building $355,129 | |
| 2024 | $10,790.00 (+8.06%) | ||
| 2023 | $9,985.00 (+16.84%) | $1,242,306 (+32.79%) Land $859,700 Building $382,606 | $1,242,306 (+32.79%) Land $859,700 Building $382,606 |
| 2022 | $8,546.00 | $935,508 Land $553,901 Building $381,607 | $935,508 Land $553,901 Building $381,607 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 405 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 612 units insured incl. 207 condo units |
| Nearby Flood Claims | 582 (1983–2018) |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Hotwire Communications, Verizon.
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