320 3rd St, Key Colony Beach, FL 33051 Property Records

Monroe County property record for 320 3rd St, Key Colony Beach, FL 33051

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,268 sqft · built 2019
Lot Size0.075 acres (3,300 sqft)
OwnerIndividual Name on Record
Last Sale$465,000 (May 2021)
Tax Bill$5,796 (2024)
Flood ZoneZone AE (high risk)
APN00072580-000100

Property Details

APN / Parcel Number

Primary APN00072580-000100
Alternative APN
  • 9104730

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,268 sqft Living Area
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialOther
Foundation TypePile
Roof TypeHip
Roof MaterialMetal
Lot Area3,300 sqft (0.075 acres)
Garage TypeCarport
CarportCarport
Carport Area1,320 sqft
PorchOpen Porch
Porch Area118 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number9104730
Street Address320 3RD ST
CityKEY COLONY BEACH
StateFL
Zip33051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 2 S 1/2 OF LT 30 KEY COLONY BEACH PB3-120 SHELTER KEY OR403-763 OR755-1272 OR792-1038 OR1630-1423 OR1752-782 OR2170-1668
Legal SubdivisionKEY COLONY BEACH
Legal Block2
Legal Lot Number30
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group2
Census Block2039
Census Tract971001

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 501191, MARATHON, FL 33050-1191
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2021 · Amount on Record
Deed SaleMay 1, 2021 · Amount on Record
Deed Document Number0031012021
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey Colony Beach City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$558,250 (-1.56%) Land $259,875 Building $298,375$558,250 (-1.56%) Land $259,875 Building $298,375
2024$5,796.00 (+6.13%)
2023$5,461.00 (+14.65%)$567,122 (+27.26%) Land $273,488 Building $293,634$567,122 (+27.26%) Land $273,488 Building $293,634
2022$4,763.00$445,631 Land $148,946 Building $296,685$445,631 Land $148,946 Building $296,685

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 405 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies612 units insured
incl. 207 condo units
Nearby Flood Claims582 (1983–2018)
Most Recent ClaimAug 2018 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Oct 2017 · 305 claims
  • Hurricane Wilma, Oct 2005 · 69 claims
  • Hurricane Georges, Sep 1998 · 127 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Hotwire Communications, Verizon.

Nearby Properties on 3rd St

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