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310 3rd St, Key Colony Beach, FL 33051 Property Records

Monroe County property record for 310 3rd St, Key Colony Beach, FL 33051

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,031 sqft · built 1982
Lot Size0.076 acres (3,300 sqft)
Owner2 Individual Names on File
Last Sale$305,000 (Feb 2020)
Tax Bill$4,709 (2025)
Deeds & MortgagesNov 2021 Mortgage
Feb 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00072590-000000

Property Details

APN / Parcel Number

Primary APN00072590-000000
Alternative APNs
  • 04663300072590000000
  • 1076643

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,031 sqft Living Area
Gross Area1,319 sqft
1st Floor Area1,031 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 2002
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Foundation TypePile
Roof TypeHip
Roof MaterialAsphalt
Lot Area3,300 sqft (0.076 acres)
Lot Dimensions110 ft deep x 30 ft wide
Garage TypeAttached
Garage Area288 sqft
PorchOpen Porch
Porch Area257 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1076643
Street Address310 3RD ST
CityKEY COLONY BEACH
StateFL
Zip33051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeINC
Legal DescriptionBK 2 N 1/2 LT 31 KEY COLONY BEACH PB3-120 SHELTER KEY OR471-584 OR778-1557 OR795-1297 OR829-2183 OR903-1007 OR903-1008 OR914-368 OR1110-1070 OR1354-1287/90PWAG OR1354-1291 OR1474-856 OR2248-1599/600 OR2683-1009C/T OR2715-1954/55 OR3007-0093
Legal Range33E
Legal Township66S
Legal Section04
Legal SubdivisionKEY COLONY BEACH
Legal Block2
Legal Lot Number31
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group2
Census Block2039
Census Tract971001

Owner

310 3rd St is owned by two individuals who bought it in February 2020.

Source: Monroe County records, as of September 25, 2026

Owner of Record2 Individual Names on File
Mailing Address530 TIMBROOK CIR, BEECH GROVE, IN 46107-3334
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Feb 3, 2020Warranty Deed, Transfer · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 3, 2020 · Amount on File
Deed SaleFeb 3, 2020 · Amount on File
Prior SaleDec 10, 2014 · Amount on File
Deed Document Number20202254555
Deed Book / Page3007 / 93
Prior Transfer DateApr 16, 2014
Prior Transfer Doc0026792055
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address310 3RD ST, KEY COLONY BEACH, FL 33051
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address530 TIMBROOK CIR, BEECH GROVE, IN 46107-3334

Mortgage

Document Number0031352423
DateNov 4, 2021
Book Page3135/2423
Instrument2347374
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 1, 2036

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateFeb 3, 2020
Property Address310 3RD ST, KEY COLONY BEACH, FL 33051
Document Number0030070093
Book / Page3007 / 0093
Map ReferenceMB 3 PG 120
Instrument DateJan 30, 2020
Instrument2254555
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,135.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address703 S TOWER RD, 703, CARBONDALE, IL 62901-5209

Transferred To (Grantee/Buyer)

NameVerified Name
Address530 TIMBROOK CIR, BEECH GROVE, IN 46107-3334

Mortgage

Document Number0030070095
DateFeb 3, 2020
Instrument3007/0095
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 310 3rd St was $4,709, up 3.1% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey Colony Beach City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,709.00 (+3.06%)$455,954 Land $267,300 Building $188,654$455,954 Land $267,300 Building $188,654
2024$4,569.00 (+4.91%)
2023$4,355.00 (+20.34%)$492,476 (+50.82%) Land $273,488 Building $218,988$492,476 (+50.82%) Land $273,488 Building $218,988
2022$3,619.00$326,523 Land $148,946 Building $177,577$326,523 Land $148,946 Building $177,577

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 310 3rd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 405 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies612 units insured
incl. 207 condo units
Nearby Flood Claims582 (1983–2018)
Most Recent ClaimAug 2018 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Oct 2017 · 305 claims
  • Hurricane Wilma, Oct 2005 · 69 claims
  • Hurricane Georges, Sep 1998 · 127 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 310 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Hotwire Communications, Verizon.

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