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341 3rd St, Key Colony Beach, FL 33051 Property Records

Monroe County property record for 341 3rd St, Key Colony Beach, FL 33051

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 900 sqft · built 1971
Lot Size0.078 acres (3,388 sqft)
OwnerIndividual Name on Record
Last Sale$790,000 (Aug 2022)
Tax Bill$6,495 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00072790-000000

Property Details

APN / Parcel Number

Primary APN00072790-000000
Alternative APNs
  • 04663300072790000000
  • 1076848

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area900 sqft Living Area
1st Floor Area900 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 2006
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area3,388 sqft (0.078 acres)
Deck Area226 sqft
Patio Area257 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1076848
Street Address341 3RD ST
CityKEY COLONY BEACH
StateFL
Zip33051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeINC
Legal DescriptionBK 3 S 1/2 LT 13 KEY COLONY BEACH PB3-120 SHELTER KEY OR380-643 OR463-874 OR802-1762 OR937-324 OR1585-2444/51 OR1587-160/61 OR2771-395/96 OR3188-0264
Legal Range33E
Legal Township66S
Legal Section04
Legal SubdivisionKEY COLONY BEACH
Legal Block3
Legal Lot Number13
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group2
Census Block2039
Census Tract971001

Owner

Source: Monroe County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1 ORAN CT, HAUPPAUGE, NY 11788-1643
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 8, 2022 · Amount on Record
Deed SaleAug 8, 2022 · Amount on Record
Prior SaleNov 25, 2015 · Amount on Record
Deed Document Number20222386744
Deed Book / Page3188 / 264
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateAug 8, 2022
Property Address341 3RD ST, KEY COLONY BEACH, FL 33051
Document Number0031880264
Book / Page3188 / 264
Map ReferenceMB 3 PG 120
Instrument DateAug 1, 2022
Instrument2386744
Transaction TypeTransfer
Record UpdatedSep 5, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,530.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3305 CHURCHILL DR, 3305, TOMS RIVER, NJ 08753-4813

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 ORAN CT, HAUPPAUGE, NY 11788-1643

Mortgage

Document Number0003188266
DateAug 8, 2022
Instrument3188/266
Lender
NameTEACHERS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.25%
Type Change DateAug 1, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change9.25%
IndexOther
Margin3
Max Rate9.25%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey Colony Beach City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,495.00 (-15.51%)$634,494 (-8.1%) Land $453,653 Building $180,841$634,494 (-8.1%) Land $453,653 Building $180,841
2024$7,687.00 (+7.29%)
2023$7,165.00 (+45.28%)$690,433 (+33.38%) Land $509,860 Building $180,573$690,433 (+33.38%) Land $509,860 Building $180,573
2022$4,932.00$517,649 Land $328,500 Building $189,149$517,649 Land $328,500 Building $189,149

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 405 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies612 units insured
incl. 207 condo units
Nearby Flood Claims582 (1983–2018)
Most Recent ClaimAug 2018 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Oct 2017 · 305 claims
  • Hurricane Wilma, Oct 2005 · 69 claims
  • Hurricane Georges, Sep 1998 · 127 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Hotwire Communications, Verizon.

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