Pasco County property record for 32095 Watoga Loop, Wesley Chapel, FL 33543
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,078 sqft · built 2016 |
| Lot Size | 0.174 acres (7,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $383,730 (May 2016) |
| Tax Bill | $10,034 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Nov 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-26-20-0060-00100-0110 |
| Primary APN | 35-26-20-0060-00100-0110 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,078 sqft Living Area |
| Gross Area | 4,170 sqft |
| 1st Floor Area | 1,300 sqft |
| Upper Floors Area | 1,778 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,583 sqft (0.174 acres) |
| Garage Area | 712 sqft |
| Driveway | Driveway |
| Driveway Area | 899 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 465 sqft |
| Porch | Porch |
| Porch Area | 380 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 0620503 |
|---|---|
| Street Address | 32095 WATOGA LOOP |
| City | WESLEY CHAPEL |
| State | FL |
| Zip | 33543-4001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | UNION PARK PHASE 1B PB 71 PG 032 BLOCK 1 LOT 11 OR 9366 PG 2365 |
| Legal Range | 20E |
| Legal Township | 26S |
| Legal Section | 35 |
| Legal Subdivision | UNION PARK |
| Legal Phase | 1B |
| Legal Tract | 60 |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 32108 |
Source: Pasco County records · APN 35-26-20-0060-00100-0110
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32095 WATOGA LOOP, WESLEY CHAPEL, FL 33543-4001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Nov 01, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 12, 2016 · Amount on Record |
| Deed Sale | May 12, 2016 · Amount on Record |
| Prior Sale | Nov 17, 2015 · Amount on Record |
| Deed Document Number | 2016074497 |
| Deed Book / Page | 9366 / 2365 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 32095 WATOGA LOOP, WESLEY CHAPEL, FL 33543-4001 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|---|
| Address | 32095 WATOGA LOOP, WESLEY CHAPEL, FL 33543-4001 |
| Document Number | 0103430703 |
|---|---|
| Date | May 10, 2021 |
| Book Page | 10343/703 |
| Instrument | 2021095266 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Nov 01, 2018 |
| Property Address | 32095 WATOGA LOOP, WESLEY CHAPEL, FL 33543-4001 |
| Document Number | 0098113795 |
| Book / Page | 009811 / 003795 |
| Instrument Date | Oct 31, 2018 |
| Instrument | 185219 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,353.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 12602 TELECOM DR TEMPLE TERRACE FL 336370935, TEMPLE TERRACE, FL 33637-0935 |
Source: Pasco County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,034.00 (+4%) Homeowner's exemption | $424,460 (+5.99%) Land $100,475 Building $323,985 | $530,602 (-3.72%) Land $100,475 Building $430,127 |
| 2023 | $9,648.00 (+9.54%) Additional exemption filed | $400,490 (+3%) Land $83,716 Building $316,774 | $551,104 (+22.42%) Land $83,716 Building $467,388 |
| 2022 | $8,808.00 Homeowner's exemption | $388,830 Land $69,764 Building $319,066 | $450,187 Land $69,764 Building $380,423 |
Source: FEMA National Flood Hazard Layer as of September 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 398 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 398 in force |
| Nearby Flood Claims | 29 (1997–2024) |
| Claims Outside the SFHA | 11 of 29 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Based on FCC filings for 246 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures