32060 Watoga Loop, Wesley Chapel, FL 33543 Property Records

Pasco County property record for 32060 Watoga Loop, Wesley Chapel, FL 33543

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,518 sqft · built 2017
Lot Size	0.211 acres (9,215 sqft)
Owner	Individual Name on Record
Last Sale	$875,000 (Jan 2024)
Tax Bill	$13,511 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-26-20-0060-00200-0070`

Property Details

APN / Parcel Number

Primary APN	`35-26-20-0060-00200-0070`
Alternative APN	`0620602`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,518 sqft Living Area
Gross Area	4,521 sqft
1st Floor Area	1,510 sqft
Upper Floors Area	2,008 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,215 sqft (0.211 acres)
Garage Area	640 sqft
Driveway	Driveway
Driveway Area	886 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	350 sqft
Porch	Porch
Porch Area	363 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0620602
Street Address	32060 WATOGA LOOP
City	WESLEY CHAPEL
State	FL
Zip	33543-4018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	UNION PARK PHASE 1B PB 71 PG 032 BLOCK 2 LOT 7
Legal Range	20E
Legal Township	26S
Legal Section	35
Legal Subdivision	UNION PARK
Legal Phase	1B
Legal Tract	60
Legal Block	2
Legal Lot Number	7
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	3
Census Block	3032
Census Tract	32108

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	32060 WATOGA LOOP, WESLEY CHAPEL, FL 33543-4018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 28, 2017	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2024 · Amount on Record
Deed Sale	Jan 19, 2024 · Amount on Record
Prior Sale	Dec 28, 2017 · Amount on Record
Deed Document Number	2024010858
Deed Book / Page	10947 / 2384
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jan 19, 2024
Property Address	32060 WATOGA LOOP, WESLEY CHAPEL, FL 33543-4018
Document Number	0109472384
Book / Page	10947 / 2384
Map Reference	MB 71 PG 32
Instrument Date	Jan 16, 2024
Instrument	2024010858
Transaction Type	Transfer
Record Updated	Feb 1, 2024
Title Company	WESTCHASE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 725, SAN ANTONIO, FL 33576-0725

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32060 WATOGA LOOP, WESLEY CHAPEL, FL 33543-4018

Mortgage

Document Number	0109472386
Date	Jan 19, 2024
Instrument	10947/2386

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	32060 WATOGA LOOP, WESLEY CHAPEL, FL 33543-4018
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32060 WATOGA LOOP, WESLEY CHAPEL, FL 33543-4018

Mortgage

Document Number	0101782776
Date	Sep 16, 2020
Book Page	10178/2776
Instrument	2020154057

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

December 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Dec 28, 2017
Property Address	32060 WATOGA LOOP, WESLEY CHAPEL, FL 33543-4018
Document Number	0096553271
Book / Page	9655 / 3271
Map Reference	MB71 PG32-33
Instrument Date	Dec 22, 2017
Instrument	2017205028
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	HILLSBOROUGH TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4065 CRESCENT PARK DR, 4065, RIVERVIEW, FL 33578-3605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32060 WATOGA LOOP, WESLEY CHAPEL, FL 33543-4018

Mortgage

Document Number	2017205029
Date	Dec 28, 2017
Instrument	2017205029

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,511.00 (+25.87%) Homeowner's exemption	$600,308 (+38.31%) Land $100,574 Building $499,734	$600,308 (-3.66%) Land $100,574 Building $499,734
2023	$10,734.00 (+15.2%) Additional exemption filed	$434,030 (+11.22%) Land $84,082 Building $349,948	$623,142 (+30.81%) Land $84,082 Building $539,060
2022	$9,318.00 Homeowner's exemption	$390,260 Land $70,326 Building $319,934	$476,377 Land $70,326 Building $406,051

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 398 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	398 in force
Nearby Flood Claims	29 (1997–2024)
Claims Outside the SFHA	11 of 29
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 12 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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