Pasco County property record for 32059 Watoga Loop, Wesley Chapel, FL 33543
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,608 sqft · built 2016 |
| Lot Size | 0.296 acres (12,917 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $469,900 (May 2016) |
| Tax Bill | $11,634 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-26-20-0060-00100-0080 |
| Primary APN | 35-26-20-0060-00100-0080 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,608 sqft Living Area |
| Gross Area | 4,499 sqft |
| 1st Floor Area | 2,857 sqft |
| Upper Floors Area | 751 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,917 sqft (0.296 acres) |
| Garage Area | 569 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 392 sqft |
| Porch | Porch |
| Porch Area | 394 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 0620414 |
|---|---|
| Street Address | 32059 WATOGA LOOP |
| City | WESLEY CHAPEL |
| State | FL |
| Zip | 33543-4001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | UNION PARK PHASE 1B PB 71 PG 032 BLOCK 1 LOT 8 OR 9367 PG 0256 |
| Legal Range | 20E |
| Legal Township | 26S |
| Legal Section | 35 |
| Legal Subdivision | UNION PARK |
| Legal Phase | 1B |
| Legal Tract | 60 |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 32108 |
Source: Pasco County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 32059 WATOGA LOOP, WESLEY CHAPEL, FL 33543-4001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Feb 22, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2016 · Amount on Record |
| Deed Sale | May 13, 2016 · Amount on Record |
| Prior Sale | Sep 21, 2015 · Amount on Record |
| Deed Document Number | 2016075146 |
| Deed Book / Page | 9367 / 0256 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 32059 WATOGA LOOP, WESLEY CHAPEL, FL 33543-4001 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 32059 WATOGA LOOP, WESLEY CHAPEL, FL 33543-4001 |
| Document Number | 0102752874 |
|---|---|
| Date | Feb 9, 2021 |
| Book Page | 10275/2874 |
| Instrument | 2021026303 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 32059 WATOGA LOOP, WESLEY CHAPEL, FL 33543-4001 |
| Document Number | 0098671080 |
| Instrument Date | Feb 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2019 |
| Name | Verified Name |
|---|---|
| Address | 32059 WATOGA LOOP WESLEY CHAPEL FL 335434001, WESLEY CHAPEL, FL 33543-4001 |
| Document Number | 0098671080 |
|---|---|
| Date | Mar 4, 2019 |
| Book Page | 009867/001080 |
| Instrument | 35888 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 3, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Pasco County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,634.00 (+3.96%) Homeowner's exemption | $488,720 (+5.99%) Land $105,538 Building $383,182 | $611,695 (-4.23%) Land $105,538 Building $506,157 |
| 2023 | $11,191.00 (+9.51%) Additional exemption filed | $461,120 (+3%) Land $88,742 Building $372,378 | $638,725 (+22.7%) Land $88,742 Building $549,983 |
| 2022 | $10,219.00 Homeowner's exemption | $447,690 Land $74,758 Building $372,932 | $520,567 Land $74,758 Building $445,809 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 398 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 398 in force |
| Nearby Flood Claims | 29 (1997–2024) |
| Claims Outside the SFHA | 11 of 29 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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