32083 Watoga Loop, Wesley Chapel, FL 33543 Property Records

Pasco County property record for 32083 Watoga Loop, Wesley Chapel, FL 33543

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,577 sqft · built 2016
Lot Size	0.174 acres (7,596 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,200 (May 2016)
Tax Bill	$8,993 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Feb 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35-26-20-0060-00100-0100`

Property Details

APN / Parcel Number

Primary APN	`35-26-20-0060-00100-0100`
Alternative APN	`0620502`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,577 sqft Living Area
Gross Area	3,446 sqft
1st Floor Area	2,577 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,596 sqft (0.174 acres)
Garage Area	599 sqft
Driveway	Driveway
Driveway Area	791 sqft
Parking Spaces	2 Parking Spaces
Pool Area	162 sqft
Porch	Porch
Porch Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0620502
Street Address	32083 WATOGA LOOP
City	WESLEY CHAPEL
State	FL
Zip	33543-4001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	UNION PARK PHASE 1B PB 71 PG 032 BLOCK 1 LOT 10 OR 9365 PG 0131
Legal Range	20E
Legal Township	26S
Legal Section	35
Legal Subdivision	UNION PARK
Legal Phase	1B
Legal Tract	60
Legal Block	1
Legal Lot Number	10
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	3
Census Block	3023
Census Tract	32108

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32083 WATOGA LOOP, WESLEY CHAPEL, FL 33543-4001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Deed of Trust, Mortgage · Line of Credit GROW FINANCIAL FCU
Feb 11, 2022	Deed of Trust, Mortgage · Line of Credit GROW FINANCIAL FCU
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Nov 1, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2016 · Amount on Record
Deed Sale	May 10, 2016 · Amount on Record
Prior Sale	Nov 17, 2015 · Amount on Record
Deed Document Number	2016072659
Deed Book / Page	9365 / 0131
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	32083 WATOGA LOOP, WESLEY CHAPEL, FL 33543-4001
Transaction Type	Mortgage
Record Updated	Dec 11, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32083 WATOGA LOOP, WESLEY CHAPEL, FL 33543-4001

Mortgage

Document Number	0109171298
Date	Nov 15, 2023
Book Page	10917/1298
Instrument	2023200978

Lender

Name	GROW FINANCIAL FCU
Type	Credit Union
Address	TAMPA, FL 33619

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	32083 WATOGA LOOP, WESLEY CHAPEL, FL 33543-4001
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32083 WATOGA LOOP, WESLEY CHAPEL, FL 33543-4001

Mortgage

Document Number	0105501464
Date	Feb 11, 2022
Book Page	10550/1464
Instrument	2022036889

Lender

Name	GROW FINANCIAL FCU
Type	Credit Union
Address	TAMPA, FL 33619

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	32083 WATOGA LOOP, WESLEY CHAPEL, FL 33543-4001
Transaction Type	Mortgage
Record Updated	Aug 1, 2022
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32083 WATOGA LOOP, WESLEY CHAPEL, FL 33543-4001

Mortgage

Document Number	0103022150
Date	Mar 17, 2021
Book Page	10302/2150
Instrument	2021053332

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASCO FL
Recording Date	Nov 1, 2018
Property Address	32083 WATOGA LOOP, WESLEY CHAPEL, FL 33543-4001
Document Number	0098113795
Book / Page	009811 / 003795
Instrument Date	Oct 31, 2018
Instrument	185219
Transaction Type	Transfer
Record Updated	Nov 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,353.75
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12602 TELECOM DR TEMPLE TERRACE FL 336370935, TEMPLE TERRACE, FL 33637-0935

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,993.00 (+7.34%) Homeowner's exemption	$362,540 (+11.48%) Land $100,647 Building $261,893	$467,779 (+0.75%) Land $100,647 Building $367,132
2023	$8,378.00 (+9.34%) Additional exemption filed	$325,220 (+3%) Land $83,860 Building $241,360	$464,275 (+24.34%) Land $83,860 Building $380,415
2022	$7,662.00 Homeowner's exemption	$315,750 Land $69,883 Building $245,867	$373,401 Land $69,883 Building $303,518

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 398 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	398 in force
Nearby Flood Claims	29 (1997–2024)
Claims Outside the SFHA	11 of 29
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 12 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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