3209 Jake St, Tracy, CA 95377 Property Records

San Joaquin County property record for 3209 Jake St, Tracy, CA 95377 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 3,774 sqft · built 2023
Lot Size0.114 acres (5,000 sqft)
OwnerIndividual Name on File
Last Sale$1,192,500 (Oct 2023)
Tax Bill$17,778 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Oct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN240-810-460-000

Property Details

APN / Parcel Number

Primary APN240-810-460-000

Interior

Bedrooms5 Beds
Full Baths5 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area3,774 sqft Living Area

Exterior

Year BuiltBuilt 2023
Construction TypeWood
Lot Area5,000 sqft (0.114 acres)
Garage TypeMixed
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3209 JAKE ST
CityTRACY
StateCA
Zip95377-8936
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 104 TOWN & COUNTRY TRACT 4007
Legal Tract4007
Legal Lot Number104
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2073
Census Tract5213

Owner

Source: San Joaquin County records · APN 240-810-460-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3209 JAKE ST, TRACY, CA 95377-8936
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 02, 2026Deed of Trust, Mortgage · Conventional Mortgage
CITIBANK NA
Oct 27, 2023Grant Deed, Transfer · Conventional Mortgage
SAFE CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 27, 2023 · Amount on Record
Deed SaleOct 27, 2023 · Amount on Record
Deed Document Number2023-087930
Record UpdatedJun 08, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address3209 JAKE ST, TRACY, CA 95377-8936
Transaction TypeMortgage
Record UpdatedFeb 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3209 JAKE ST, TRACY, CA 95377-8936

Mortgage

Document Number0000008427
DateFeb 02, 2026
Instrument2026-008427
Lender
NameCITIBANK NA
TypeBank
AddressO FALLON, MO 63368
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.62%
Type Change DateFeb 01, 2036
Change Frequency6 Months
Min Rate At Change10.6%
Max Rate At Change2.75%
IndexSOFR Average 30-Day
Max Rate10.6%

October 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateOct 27, 2023
Property Address3209 JAKE ST, TRACY, CA 95377-8936
Document Number0000087930
Map ReferenceMB 43 PG 169
Instrument DateSep 20, 2023
Instrument2023-087930
Transaction TypeTransfer
Record UpdatedNov 08, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address3209 JAKE ST, TRACY, CA 95377-8936

Mortgage

Document Number0000087931
DateOct 27, 2023
Instrument2023-087931
Lender
NameSAFE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053
Interest
Rate TypeAdjustable Rate
Rate6.75%
Type Change DateNov 01, 2030
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11.7%
Max Rate11.7%

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictJefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$17,778.00 (+243.93%)$1,195,629 (+3,183.43%) Land $367,200 Building $828,429
2023$5,169.00 (+1,228.79%)$36,414 Land $36,414
2022$389.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770052132, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskHigh
above 80% of the US · above 58% of California
Wildfire LikelihoodAbout 1 in 164 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 359 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 2,000
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
VerizonFixed Wireless300 / 20
Zinnia NetworksFixed Wireless (unlicensed)200 / 40
Cal.netFixed Wireless (licensed-by-rule)100 / 20

May also be available at this address: UnWired Broadband Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Jake St

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