3189 Jake St, Tracy, CA 95377 Property Records

San Joaquin County property record for 3189 Jake St, Tracy, CA 95377

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 3,914 sqft · built 2023
Lot Size0.114 acres (5,000 sqft)
OwnerIndividual Name on Record
Last Sale$1,145,000 (Dec 2023)
Tax Bill$17,172 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN240-810-480-000

Property Details

APN / Parcel Number

Primary APN240-810-480-000

Interior

Bedrooms5 Beds
Full Baths5 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area3,914 sqft Living Area

Exterior

Year BuiltBuilt 2023
Construction TypeWood
Lot Area5,000 sqft (0.114 acres)
Garage TypeMixed
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3189 JAKE ST
CityTRACY
StateCA
Zip95377-8935
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 106 TOWN & COUNTRY TRACT 4007
Legal Tract4007
Legal Lot Number106
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2073
Census Tract5213

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3189 JAKE ST, TRACY, CA 95377-8935
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2023 · Amount on Record
Deed SaleDec 1, 2023 · Amount on Record
Deed Document Number2023-097961
Record UpdatedJun 8, 2026

December 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateDec 1, 2023
Property Address3189 JAKE ST, TRACY, CA 95377-8935
Document Number0000097961
Map ReferenceMB 43 PG 169
Instrument DateOct 25, 2023
Instrument2023-097961
Transaction TypeTransfer
Record UpdatedDec 13, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address3189 JAKE ST, TRACY, CA 95377-8935

Mortgage

Document Number0000097962
DateDec 1, 2023
Instrument2023-097962
Lender
NamePATELCO CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054
Interest
Rate TypeAdjustable Rate
Rate6.75%
Type Change DateJan 1, 2031
Change FrequencyAnnually
Min Rate At Change4.75%
Max Rate At Change8.75%
Index1-Year T-Bill
Max Rate12.7%

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictJefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$17,172.00 (+232.21%) Homeowner's exemption$1,145,151 (+3,044.81%) Land $351,900 Building $793,251
2023$5,169.00 (+1,228.79%)$36,414 Land $36,414
2022$389.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 57% of California
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Matrix Broadband
Fixed Wireless
200 / 40
Cal.net
Fixed Wireless
100 / 20

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