3229 Jake St, Tracy, CA 95377 Property Records

San Joaquin County property record for 3229 Jake St, Tracy, CA 95377 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,564 sqft · built 2023
Lot Size0.114 acres (5,000 sqft)
OwnerIndividual Name on File
Last Sale$1,020,000 (Oct 2025)
Tax Bill$16,562 (2025)
Deeds & MortgagesAug 2025 Mortgage
Oct 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN240-810-440-000

Property Details

APN / Parcel Number

Primary APN240-810-440-000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area3,564 sqft Living Area

Exterior

Year BuiltBuilt 2023
Construction TypeWood
Lot Area5,000 sqft (0.114 acres)
Garage TypeMixed
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3229 JAKE ST
CityTRACY
StateCA
Zip95377-8936
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 102 TOWN & COUNTRY TRACT 4007
Legal Tract4007
Legal Lot Number102
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2073
Census Tract5213

Owner

Source: San Joaquin County records · APN 240-810-440-000

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3229 JAKE ST, TRACY, CA 95377-8936
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2025Deed of Trust, Mortgage
LEXINGTON NATIONAL INSURANCE CORPORATION
Oct 28, 2025Grant Deed, Transfer · Conventional Mortgage
SUNWARD FCU
Feb 20, 2024Grant Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 28, 2025 · Amount on Record
Deed SaleOct 28, 2025 · Amount on Record
Prior SaleFeb 20, 2024 · Amount on Record
Deed Document Number2025-092032
Record UpdatedJun 08, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address3229 JAKE ST, TRACY, CA 95377-8936
Transaction TypeMortgage
Record UpdatedApr 02, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3229 JAKE ST, TRACY, CA 95377-8936

Mortgage

Document Number0000067326
DateAug 11, 2025
Instrument2025-067326
Lender
NameLEXINGTON NATIONAL INSURANCE CORPORATION
TypeInsurance Company
AddressLUTHERVILLE TIMONIUM, MD 21094
Agreement
AmountAmount Recorded

October 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateOct 28, 2025
Property Address3229 JAKE ST, TRACY, CA 95377-8936
Document Number0000092032
Map ReferenceMB 43 PG 169
Instrument DateOct 22, 2025
Instrument2025-092032
Transaction TypeTransfer
Record UpdatedApr 02, 2026
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address3229 JAKE ST, TRACY, CA 95377-8936

Mortgage

Document Number0000092033
DateOct 28, 2025
Instrument2025-092033
Lender
NameSUNWARD FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055
Interest
Rate TypeAdjustable Rate
Rate5.5%
Type Change DateNov 01, 2030
Change Frequency5 Years
Min Rate At Change2%
Max Rate At Change4%
Index10-Year TN
Margin2
Max Rate10.5%

February 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateFeb 20, 2024
Property Address3229 JAKE ST, TRACY, CA 95377-8936
Document Number0000013878
Map ReferenceMB 43 PG 169
Instrument DateJan 22, 2024
Instrument2024-013878
Transaction TypeTransfer
Record UpdatedFeb 29, 2024
Title CompanyFIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address3229 JAKE ST, TRACY, CA 95377-8936

Mortgage

Document Number0000013879
DateFeb 20, 2024
Instrument2024-013879
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054
Interest
Rate TypeAdjustable Rate
Rate6%
Type Change DateMar 01, 2031
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change11%
Index1-Year T-Bill
Max Rate11%

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictJefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$16,562.00 (+220.41%)$1,081,200 (+2,869.19%) Land $204,000 Building $877,200
2023$5,169.00 (+1,228.79%)$36,414 Land $36,414
2022$389.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770052132, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskHigh
above 80% of the US · above 58% of California
Wildfire LikelihoodAbout 1 in 164 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 359 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 2,000
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
VerizonFixed Wireless300 / 20
Zinnia NetworksFixed Wireless (unlicensed)200 / 40
Cal.netFixed Wireless (licensed-by-rule)100 / 20

May also be available at this address: UnWired Broadband Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.

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