3199 Jake St, Tracy, CA 95377 Property Records

San Joaquin County property record for 3199 Jake St, Tracy, CA 95377 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,564 sqft · built 2023
Lot Size0.114 acres (5,000 sqft)
OwnerIndividual Name on File
Last Sale$1,115,000 (Oct 2023)
Tax Bill$17,155 (2025)
Deeds & MortgagesOct 2025 Mortgage
Oct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN240-810-470-000

Property Details

APN / Parcel Number

Primary APN240-810-470-000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area3,564 sqft Living Area

Exterior

Year BuiltBuilt 2023
Construction TypeWood
Lot Area5,000 sqft (0.114 acres)
Garage TypeMixed
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3199 JAKE ST
CityTRACY
StateCA
Zip95377-8935
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 105 TOWN & COUNTRY TRACT 4007
Legal Tract4007
Legal Lot Number105
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2073
Census Tract5213

Owner

Source: San Joaquin County records · APN 240-810-470-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3199 JAKE ST, TRACY, CA 95377-8935
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2025Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Oct 25, 2023Grant Deed, Transfer · Conventional Mortgage
SAFE CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 25, 2023 · Amount on Record
Deed SaleOct 25, 2023 · Amount on Record
Deed Document Number2023-086425
Record UpdatedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address3199 JAKE ST, TRACY, CA 95377-8935
Transaction TypeMortgage
Record UpdatedOct 27, 2025
Title CompanyWFG

Transferred To (Grantee/Buyer)

NameVerified Name
Address3199 JAKE ST, TRACY, CA 95377-8935

Mortgage

Document Number0000087191
DateOct 13, 2025
Instrument2025-087191
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2055
Interest
Rate TypeAdjustable Rate
Rate5.87%
Type Change DateOct 01, 2032
Change Frequency6 Months
Min Rate At Change2.62%
Max Rate At Change10.8%
IndexSOFR Average 30-Day
Max Rate10.8%

October 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateOct 25, 2023
Property Address3199 JAKE ST, TRACY, CA 95377-8935
Document Number0000086425
Map ReferenceMB 43 PG 169
Instrument DateOct 20, 2023
Instrument2023-086425
Transaction TypeTransfer
Record UpdatedNov 06, 2023
Title CompanyFIRST AMER TTL CO HOMEBUILDE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address3199 JAKE ST, TRACY, CA 95377-8935

Mortgage

Document Number0000086426
DateOct 25, 2023
Instrument2023-086426
Lender
NameSAFE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

Mortgage

Document Number0000086427
DateOct 25, 2023
Instrument2023-086427
Lender
NameTHE PERMANENTE MEDICAL GROUP INC
TypeNon-Lending Institution
AddressOAKLAND, CA 94612
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictJefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$17,155.00 (+231.88%)$1,137,300 (+3,023.25%) Land $341,700 Building $795,600
2023$5,169.00 (+1,228.79%)$36,414 Land $36,414
2022$389.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770052132, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskHigh
above 80% of the US · above 58% of California
Wildfire LikelihoodAbout 1 in 164 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 359 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 2,000
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
VerizonFixed Wireless300 / 20
Zinnia NetworksFixed Wireless (unlicensed)200 / 40
Cal.netFixed Wireless (licensed-by-rule)100 / 20

May also be available at this address: UnWired Broadband Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.

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