Escambia County property record for 3209 E Lloyd St, Pensacola, FL 32503
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 4 ba · 1,331 sqft · built 1948 |
| Lot Size | 0.346 acres (15,085 sqft) |
| Owner | Individual Name on File |
| Last Sale | $227,500 (May 2016) |
| Tax Bill | $3,195 (2024) |
| Deeds & Mortgages | Feb 2024 Transfer Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-2S-29-5905-017-050 |
| Primary APN | 05-2S-29-5905-017-050 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Units | 3 Units |
| Stories | 1 Story |
| Building Area | 1,331 sqft Total Area |
| 1st Floor Area | 2,081 sqft |
| Upper Floors Area | 870 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Wood |
| Roof Material | Shingle |
| Lot Area | 15,085 sqft (0.346 acres) |
| Lot Width | 100 ft Width |
| Porch | Porch |
|---|---|
| Porch Area | 93 sqft |
| Patio Area | 494 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 13334000 |
|---|---|
| Old Parcel Number | 013334000 |
| Street Address | 3209 E LLOYD ST |
| City | PENSACOLA |
| State | FL |
| Zip | 32503-6827 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | R-1AA |
| Legal Description | LTS 17 18 19 20 BLK 50 EAST PENSACOLA PLAT DB 77 P 520 & ADJ N1/2 VAC ALLEYWAY ORD 3-00 OR 7525 P 1610 OR 9106 P 1241 OR 9261 |
| Legal Range | 29W |
| Legal Township | 02S |
| Legal Section | 05 |
| Legal Subdivision | EAST PENSACOLA PLAT DB 77 P 520 |
| Legal Block | 50 |
| Legal Lot Number | 17-20 18 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | PENSACOLA |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 1002 |
3209 E Lloyd St, a residential property, is owned and occupied by an individual who acquired it in February 2025.
Source: Escambia County records, as of December 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3209 E LLOYD ST, PENSACOLA, FL 32503-6827 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 21, 2024 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jul 9, 2021 | Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2016 · Amount on File |
| Deed Sale | May 18, 2016 · Amount on File |
| Prior Sale | Feb 21, 2024 |
| Deed Document Number | 0075251610 |
| Deed Book / Page | 7525 / 1610 |
| Last Transfer Date | Feb 18, 2025 |
| Transfer Doc | 0092750389 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Feb 21, 2024 |
| Property Address | 3209 E LLOYD ST, PENSACOLA, FL 32503-6827 |
| Document Number | 0091061241 |
| Book / Page | 9106 / 1241 |
| Map Reference | MB 77 PG 520 |
| Instrument Date | Feb 19, 2024 |
| Instrument | 2024012901 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 224 E GARDEN ST APT 337, 337, PENSACOLA, FL 32502-6082 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 3209 E LLOYD ST, PENSACOLA, FL 32503-6827 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3209 E LLOYD ST, PENSACOLA, FL 32503-6827 |
| Document Number | 0085710123 |
|---|---|
| Date | Jul 9, 2021 |
| Book Page | 8571/123 |
| Instrument | 2021075572 |
| Name | LOW VA RATES LLC |
|---|---|
| Type | Mortgage Company |
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Escambia County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Municipality | Pensacola City |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $228,621 | $375,090 Land $181,020 Building $194,070 | |
| 2024 | $3,195.00 (-35.57%) | ||
| 2023 | $4,959.00 (+0.61%) Homeowner's exemption | $327,448 (+14.9%) | $327,448 (+14.9%) Land $143,308 Building $184,140 |
| 2022 | $4,929.00 | $284,985 | $284,985 Land $128,977 Building $156,008 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3209 E Lloyd St in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 36 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 45 units insured incl. 9 condo units |
| Nearby Flood Claims | 43 (1979–2021) |
| Claims Outside the SFHA | 17 of 43 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3209 E Lloyd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures