3304 E Lloyd St, Pensacola, FL 32503 Property Records

Escambia County property record for 3304 E Lloyd St, Pensacola, FL 32503

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,761 sqft · built 1910
Lot Size	0.321 acres (14,013 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Apr 2023)
Tax Bill	$5,275 (2024)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-2S-29-5905-007-054`

Property Details

APN / Parcel Number

Primary APN	`05-2S-29-5905-007-054`
Alternative APNs	`013356000` `13356000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,761 sqft Adjusted Area
1st Floor Area	1,640 sqft
Upper Floors Area	1,040 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1940
Exterior Material	Siding
Construction Type	Wood
Foundation Type	Wood
Roof Type	Hip
Roof Material	Shingle
Lot Area	14,013 sqft (0.321 acres)
Lot Width	100 ft Width
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	216 sqft
Patio Area	120 sqft
Utility Building	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13356000
Old Parcel Number	013356000
Street Address	3304 E LLOYD ST
City	PENSACOLA
State	FL
Zip	32503-6830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-NC
Legal Description	LTS 7 8 9 10 BLK 54 EAST PENSACOLA PLAT DB 77 P 520 OR 8969 P 296 CA 5
Legal Range	29W
Legal Township	02S
Legal Section	05
Legal Subdivision	EAST PENSACOLA PLAT DB 77 P 520
Legal Block	54
Legal Lot Number	7-10 8
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	1
Census Block	1025
Census Tract	1002

Owner

3304 E Lloyd St is owned by an individual who bought it in April 2023.

Source: Escambia County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10306 MARY DELL LN, LOUISVILLE, KY 40299-1235
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2023 · Amount on File
Deed Sale	Apr 28, 2023 · Amount on File
Prior Sale	Apr 29, 2005 · Amount on File
Deed Document Number	2023033803
Deed Book / Page	8969 / 296
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Apr 28, 2023
Property Address	3304 E LLOYD ST, PENSACOLA, FL 32503-6830
Document Number	0089690296
Book / Page	8969 / 296
Instrument Date	Apr 27, 2023
Instrument	2023033803
Transaction Type	Transfer
Record Updated	May 15, 2023
Title Company	FIRST INTERNATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8801 PATHSTONE BLVD APT 1412, 1412, PENSACOLA, FL 32526-4556

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10306 MARY DELL LN, LOUISVILLE, KY 40299-1235

Mortgage

Document Number	0008969298
Date	Apr 28, 2023
Instrument	8969/298

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	May 1, 2033

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Municipality	Pensacola City
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$313,107	$313,107 Land $168,156 Building $144,951
2024	$5,275.00 (+192.73%)
2023	$1,802.00 (+3.21%) Homeowner's exemption	$144,476 (+3%)	$276,030 (+12.12%) Land $140,130 Building $135,900
2022	$1,746.00 Homeowner's exemption	$140,268	$246,182 Land $126,117 Building $120,065

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3304 E Lloyd St in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	45 units insured incl. 9 condo units
Nearby Flood Claims	43 (1979–2021)
Claims Outside the SFHA	17 of 43
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Hurricane Frances, Sep 2004 · 15 claims Hurricane Georges, Sep 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3304 E Lloyd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20