Escambia County property record for 3205 E Lloyd St, Pensacola, FL 32503
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 576 sqft · built 1956 |
| Lot Size | 0.26 acres (11,313 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $540 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-2S-29-5905-023-050 |
| Primary APN | 05-2S-29-5905-023-050 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 576 sqft Living Area |
| 1st Floor Area | 576 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 11,313 sqft (0.26 acres) |
| Lot Width | 75 ft Width |
| Porch | Unfinished Open Porch |
| Porch Area | 15 sqft |
| Utility Building | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 13336000 |
|---|---|
| Street Address | 3205 E LLOYD ST |
| City | PENSACOLA |
| State | FL |
| Zip | 32503-6827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1AA |
| Legal Description | LTS 23 24 25 BLK 50 EAST PENSACOLA PLAT DB 77 P 520 OR 5568 P 831 & ADJ N1/2 VAC ALLEYWAY ORD 3-00 CA 5 |
| Legal Range | 29W |
| Legal Township | 02S |
| Legal Section | 05 |
| Legal Subdivision | EAST PENSACOLA PLAT |
| Legal Block | 50 |
| Legal Lot Number | 23 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | PENSACOLA |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 1002 |
3205 E Lloyd St is owner-occupied and held in a trust since January 2005.
Source: Escambia County records, as of December 31, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1510 LETHIA DR, NASHVILLE, TN 37206-1009 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 14, 2005 |
| Transfer Doc | 0055680831 |
| Record Updated | Jun 8, 2026 |
Source: Escambia County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Municipality | Pensacola City |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $110,553 | $162,368 Land $135,756 Building $26,612 | |
| 2024 | $540.00 (+9.31%) | ||
| 2023 | $494.00 (+9.05%) Homeowner's exemption Senior Citizen's exemption | $104,309 (+3%) | $137,580 (+9.9%) Land $113,130 Building $24,450 |
| 2022 | $453.00 Homeowner's exemption Senior Citizen's exemption | $101,271 | $125,191 Land $101,817 Building $23,374 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3205 E Lloyd St in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 36 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 45 units insured incl. 9 condo units |
| Nearby Flood Claims | 43 (1979–2021) |
| Claims Outside the SFHA | 17 of 43 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3205 E Lloyd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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