3207 E Lloyd St, Pensacola, FL 32503 Property Records

Escambia County property record for 3207 E Lloyd St, Pensacola, FL 32503

Property Summary

Property TypeSingle Family Home
Details1 ba · 973 sqft · built 1948
Lot Size0.173 acres (7,545 sqft)
Owner2 Individual Names on File
Last Sale$134,000 (May 2018)
Tax Bill$1,753 (2024)
Deeds & MortgagesJun 2020 Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-2S-29-5905-021-050

Property Details

APN / Parcel Number

Primary APN05-2S-29-5905-021-050
Alternative APNs
  • 013335000
  • 13335000

Interior

Full Baths1 Bath
Stories1 Story
Building Area973 sqft Living Area
Gross Area1,169 sqft
1st Floor Area973 sqft
FlooringWood
Interior WallsPaneling

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1968
Exterior MaterialAsbestos
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,545 sqft (0.173 acres)
Lot Width50 ft Width
Garage TypeAttached
Garage Area196 sqft
PorchOpen Porch
Porch Area84 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number13335000
Street Address3207 E LLOYD ST
CityPENSACOLA
StateFL
Zip32503-6827
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1AA
Legal DescriptionLTS 21 22 BLK 50 EAST PENSACOLA PLAT DB 77 P 520 OR 7906 P 523 & ADJ N1/2 VAC ALLEYWAY ORD 3-00 CA 5
Legal Range29W
Legal Township02S
Legal Section05
Legal SubdivisionEAST PENSACOLA PLAT
Legal Block50
Legal Lot Number21
JurisdictionESCAMBIA FL
Township / Civil DivisionPENSACOLA
Census Block Group1
Census Block1037
Census Tract1002

Owner

3207 E Lloyd St is owned and occupied by two individuals who bought it in May 2018.

Source: Escambia County records, as of December 31, 2025

Owner of Record2 Individual Names on File
Mailing Address3207 E LLOYD ST, PENSACOLA, FL 32503-6827
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
May 25, 2018Warranty Deed, Transfer · Conventional Mortgage
REGIONS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 25, 2018 · Amount on File
Deed SaleMay 25, 2018 · Amount on File
Prior SaleAug 19, 2005 · Amount on File
Deed Document Number201840804
Deed Book / Page7906 / 523
Prior Transfer DateNov 22, 2006
Prior Transfer Doc0062531940
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESCAMBIA FL
Property Address3207 E LLOYD ST, PENSACOLA, FL 32503-6827
Document Number0083161516
Instrument DateJun 15, 2020
Transaction TypeMortgage
Record UpdatedAug 5, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3207 E LLOYD ST PENSACOLA FL 325036827, PENSACOLA, FL 32503-6827

Mortgage

Document Number0083161516
DateJun 19, 2020
Book Page008316/001516
Instrument49634
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 18, 2050

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESCAMBIA FL
Recording DateMay 25, 2018
Property Address3207 E LLOYD ST, PENSACOLA, FL 32503-6827
Document Number0079060523
Book / Page7906 / 0523
Map ReferenceMB77 PG520
Instrument DateMay 22, 2018
Instrument2018040804
Transaction TypeTransfer
Record UpdatedSep 22, 2021
Title CompanyCITIZENS TITLE GROUP INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$938.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6697 SW 70TH AVE, 6697, MIAMI, FL 33143-3012

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3207 E LLOYD ST, PENSACOLA, FL 32503-6827

Mortgage

Document Number2018040805
DateMay 25, 2018
Instrument2018040805
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyEscambia County
MunicipalityPensacola City
Unified School DistrictEscambia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$147,889$190,974 Land $100,499 Building $90,475
2024$1,753.00 (+3.54%)
2023$1,693.00 (+3.29%) Homeowner's exemption$139,536 (+3%)$171,733 (+11.58%) Land $83,750 Building $87,983
2022$1,639.00 Homeowner's exemption$135,472$153,916 Land $75,375 Building $78,541

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3207 E Lloyd St in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 36 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies45 units insured
incl. 9 condo units
Nearby Flood Claims43 (1979–2021)
Claims Outside the SFHA17 of 43
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 7 claims
  • Hurricane Frances, Sep 2004 · 15 claims
  • Hurricane Georges, Sep 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3207 E Lloyd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEMERALD COAST UTILITIES AUTHORITY (ECUA)
serves 242,172 people · EPA ID FL1170525
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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