3209 77th Ct E, Palmetto, FL 34221 Property Records

Manatee County property record for 3209 77th Ct E, Palmetto, FL 34221 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,878 sqft · built 2018
Lot Size	0.268 acres (11,662 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (Sep 2025)
Tax Bill	$2,501 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6698-0725-9`

Property Details

APN / Parcel Number

Primary APN	`6698-0725-9`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,878 sqft Living Area
Gross Area	2,688 sqft
1st Floor Area	1,878 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,662 sqft (0.268 acres)
View / Lot	Standard
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3209 77TH CT E
City	PALMETTO
State	FL
Zip	34221-2586
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 HERON CREEK PH II PI#6698.0725/9
Legal Subdivision	HERON CREEK PHASE II
Legal Lot Number	25
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	2
Census Block	2000
Census Tract	1604

Owner

Source: Manatee County records · APN 6698-0725-9

Assessment roll updated August 25, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3209 77TH CT E, PALMETTO, FL 34221-2586
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Dec 03, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Sep 05, 2025	Warranty Deed, Transfer · Conventional Mortgage BLUE WATER MORTGAGE LLC
Aug 08, 2018	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 05, 2025 · Amount on Record
Deed Sale	Sep 05, 2025 · Amount on Record
Deed Document Number	2025110362
Record Updated	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	3209 77TH CT E, PALMETTO, FL 34221-2586
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3209 77TH CT E, PALMETTO, FL 34221-2586

Mortgage

Document Number	0041160256
Date	Dec 03, 2021
Instrument	202141160256

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2051

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Sep 05, 2025
Property Address	3209 77TH CT E, PALMETTO, FL 34221-2586
Document Number	0041110362
Map Reference	MB 62 PG 36
Instrument Date	Sep 04, 2025
Instrument	202541110362
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	LUXE TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1095 PINELLAS POINT DR S # SF21, SF21, ST PETERSBURG, FL 33705-6154

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3209 77TH CT E, PALMETTO, FL 34221-2586

Mortgage

Document Number	0041110363
Date	Sep 05, 2025
Instrument	202541110363

Lender

Name	BLUE WATER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

August 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Aug 08, 2018
Property Address	3209 77TH CT E, PALMETTO, FL 34221-2586
Document Number	0027421311
Book / Page	2742 / 1311
Map Reference	MB62 PG36-41
Instrument Date	Jul 25, 2018
Instrument	201841081338
Transaction Type	Subdivision Related Transfer
Record Updated	May 13, 2021
Title Company	STEEL CITY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9416 CAMDEN FIELD PKWY, 9416, RIVERVIEW, FL 33578-0519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3209 77TH CT E, PALMETTO, FL 34221-2586

Mortgage

Document Number	201841081339
Date	Aug 08, 2018
Instrument	201841081339

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2048

Tax Assessment & Valuation

Source: Manatee County records · Assessment roll updated August 25, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$218,039 (+2.9%)	$427,527 (-1.11%) Land $50,490 Building $377,037
2024	$2,501.00 (+1.87%) Widower's exemption	$211,894 (+3%)	$432,321 (+3.07%) Land $50,490 Building $381,831
2023	$2,455.00 (+3.19%) Homeowner's exemption	$205,722 (+3%)	$419,439 (+16.01%) Land $50,490 Building $368,949
2022	$2,379.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$199,730	$361,555 Land $49,500 Building $312,055

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Manatee County (12081C), updated September 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120810016042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 55 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	5 (2022–2024)
Most Recent Claim	Sep 2024, rainfall accumulation, Hurricane Helene
Claims By Storm	Hurricane Helene, Sep 2024 · 3 claims

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 14% of Florida
Wildfire Likelihood	About 1 in 1,563 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 65 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Fiber	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum, Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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