3205 77th Ct E, Palmetto, FL 34221 Property Records

Manatee County property record for 3205 77th Ct E, Palmetto, FL 34221

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,121 sqft · built 2018
Lot Size0.249 acres (10,864 sqft)
OwnerIndividual Name on Record
Last Sale$557,000 (Mar 2022)
Tax Bill$6,499 (2024)
Deeds & MortgagesMay 2025 Mortgage
Mar 2022 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN6698.0720-9

Property Details

APN / Parcel Number

Primary APN6698.0720-9
Alternative APN
  • 331829669807209

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,121 sqft Living Area
Gross Area2,745 sqft
1st Floor Area2,121 sqft

Exterior

Year BuiltBuilt 2018
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,864 sqft (0.249 acres)
TerrainLow
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area183 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number331829669807209
Street Address3205 77TH CT E
CityPALMETTO
StateFL
Zip34221-2586
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-R
Legal DescriptionLOT 24 HERON CREEK PHASE II PI#6698.0720/9
Legal Range18E
Legal Township33S
Legal Section29
Legal SubdivisionHERON CREEK PHASE II
Legal Phase2
Legal Tract669801
Legal Lot Number24
JurisdictionMANATEE FL
Township / Civil DivisionPALMETTO
Census Block Group2
Census Block2000
Census Tract1604

Owner

Source: Manatee County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3205 77TH CT E, PALMETTO, FL 34221-2586
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 15, 2025Deed of Trust, Mortgage · Conventional Mortgage
VISTA POINT MORTGAGE LLC
Mar 10, 2022Warranty Deed, Transfer
ALBATROSS TITLE SERVICES
Dec 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HM LOANS
Jul 11, 2018Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FBC MORTGAGE LLC
Mar 7, 2018Loan Modification, Mortgage
STEEL CITY TITLE INC, STEEL CTY TITLE INC
Feb 16, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 10, 2022 · Amount on Record
Deed SaleMar 10, 2022 · Amount on Record
Prior SaleJul 11, 2018 · Amount on Record
Deed Document Number202241032949
Record UpdatedJun 8, 2026

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address3205 77TH CT E, PALMETTO, FL 34221-2586
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address23683 HIGHWAY 86, GORDO, AL 35466-3880
InvestorPossibly a Property Investor

Mortgage

Document Number0041061161
DateMay 15, 2025
Instrument202541061161
Lender
NameVISTA POINT MORTGAGE LLC
TypeMortgage Company
Address82614
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2055

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateMar 10, 2022
Property Address3205 77TH CT E, PALMETTO, FL 34221-2586
Document Number0041032949
Map ReferenceMB 62 PG 36-41
Instrument DateFeb 23, 2022
Instrument202241032949
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyALBATROSS TITLE SERVICES

Transaction

AmountAmount Recorded
Tax$3,899.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address320 77TH ST E, PALMETTO, FL 34221

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address23683 HIGHWAY 86, GORDO, AL 35466-3880
InvestorPossibly a Property Investor

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address3205 77TH CT E, PALMETTO, FL 34221-2586
Document Number0041139012
Instrument DateDec 9, 2020
Transaction TypeMortgage
Record UpdatedFeb 2, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3205 77TH CT E PALMETTO FL 342212586, PALMETTO, FL 34221-2586

Mortgage

Document Number0041139012
DateDec 15, 2020
Instrument41139012
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 14, 2050

July 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionMANATEE FL
Recording DateJul 11, 2018
Property Address3205 77TH CT E, PALMETTO, FL 34221-2586
Document Number0027374784
Book / Page2737 / 4784
Map ReferenceMB62 PG36-41
Instrument DateJun 29, 2018
Instrument201841070630
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 13, 2021
Title CompanySTEEL CITY TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,934.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9416 CAMDEN FIELD PKWY, 9416, RIVERVIEW, FL 33578-0519

Transferred To (Grantee/Buyer)

NameVerified Name
Address3205 77TH CT E, PALMETTO, FL 34221-2586

Mortgage

Document Number201841070631
DateJul 11, 2018
Instrument201841070631
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMANATEE FL
Property Address3205 77TH CT E, PALMETTO, FL 34221-2586
Document Number0027181006
Instrument DateMar 7, 2018
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanySTEEL CITY TITLE INC, STEEL CTY TITLE INC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1383 ROUTE 30 CLINTON PA 150261743, CLINTON, PA 15026-1743

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateFeb 16, 2018
Property Address3205 77TH CT E, PALMETTO, FL 34221-2586
Document Number0027144635
Book / Page002714 / 004635
Instrument DateFeb 16, 2018
Instrument41016169
Transaction TypeTransfer
Record UpdatedMar 6, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$4,273.50
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3999 W STATE ROAD 46 SANFORD FL 327719726, SANFORD, FL 32771-9726

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$462,493 (+2.03%) Land $50,490 Building $412,003$462,493 (+2.03%) Land $50,490 Building $412,003
2024$6,499.00 (+0.88%)
2023$6,442.00 (+100.94%)$453,276 (+78.08%) Land $50,490 Building $402,786$453,276 (+15.86%) Land $50,490 Building $402,786
2022$3,206.00 Homeowner's exemption$254,531$391,217 Land $49,500 Building $341,717

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 55 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies55 in force
Nearby Flood Claims5 (2022–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANATEE COUNTY UTILITIES DEPT
serves 347,800 people · EPA ID FL6411132
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000

May also be available: Frontier.

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