3208 77th Ct E, Palmetto, FL 34221 Property Records

Manatee County property record for 3208 77th Ct E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,278 sqft · built 2019
Lot Size	0.303 acres (13,202 sqft)
Owner	Individual Name on Record
Last Sale	$384,400 (Sep 2019)
Tax Bill	$4,139 (2024)
Deeds & Mortgages	Jan 2021 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6698.0710-9`

Property Details

APN / Parcel Number

Primary APN	`6698.0710-9`
Alternative APN	`331829669807109`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,278 sqft Living Area
Gross Area	4,274 sqft
1st Floor Area	1,452 sqft

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,202 sqft (0.303 acres)
Terrain	Low
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	331829669807109
Street Address	3208 77TH CT E
City	PALMETTO
State	FL
Zip	34221-2585
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 22 HERON CREEK PHASE II PI#6698.0710/9
Legal Range	18E
Legal Township	33S
Legal Section	29
Legal Subdivision	HERON CREEK PHASE II
Legal Phase	2
Legal Tract	669801
Legal Lot Number	22
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	2
Census Block	2000
Census Tract	1604

Owner

Source: Manatee County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3208 77TH CT E, PALMETTO, FL 34221-2585
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage R P FNDG INC
May 11, 2020	Deed of Trust, Mortgage · FHA Mortgage RP FNDG
Sep 11, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FBC MORTGAGE LLC
Nov 19, 2018	Warranty Deed, Construction Loan ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2019 · Amount on Record
Deed Sale	Sep 11, 2019 · Amount on Record
Prior Sale	Nov 19, 2018 · Amount on Record
Deed Document Number	201941090395
Deed Book / Page	2801 / 3852
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	3208 77TH CT E, PALMETTO, FL 34221-2585
Document Number	0041012533
Instrument Date	Jan 15, 2021
Transaction Type	Mortgage
Record Updated	Mar 29, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3208 77TH CT E PALMETTO FL 342212585, PALMETTO, FL 34221-2585

Mortgage

Document Number	0041012533
Date	Jan 29, 2021
Instrument	41012533

Lender

Name	R P FNDG INC
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	3208 77TH CT E, PALMETTO, FL 34221-2585
Document Number	0041054058
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3208 77TH CT E PALMETTO FL 342212585, PALMETTO, FL 34221-2585

Mortgage

Document Number	0041054058
Date	May 29, 2020
Instrument	41054058

Lender

Name	RP FNDG
Type	Funding / Finance Company
Address	LAKE MARY, FL 32746

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

September 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Sep 11, 2019
Property Address	3208 77TH CT E, PALMETTO, FL 34221-2585
Document Number	0041090395
Book / Page	2801 / 3852
Map Reference	MB 62 PG 36-41
Instrument Date	Sep 5, 2019
Instrument	201941090395
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 29, 2022
Title Company	STEEL CITY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,690.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9416 CAMDEN FIELD PKWY, 9416, RIVERVIEW, FL 33578-0519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3208 77TH CT E, PALMETTO, FL 34221-2585

Mortgage

Document Number	0028013853
Date	Sep 11, 2019
Instrument	2801-3853

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

November 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Nov 19, 2018
Property Address	3208 77TH CT E, PALMETTO, FL 34221-2585
Document Number	0027566931
Book / Page	002756 / 006931
Instrument Date	Nov 16, 2018
Instrument	41115982
Transaction Type	Construction Loan
Record Updated	Dec 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$4,998.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3999 W STATE ROAD 46 SANFORD FL 327719726, SANFORD, FL 32771-9726

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$344,126 (+5.99%)	$640,096 (+1.99%) Land $50,490 Building $589,606
2024	$4,139.00 (+1.3%)
2023	$4,086.00 (+1.19%) Homeowner's exemption	$324,687 (+3%)	$627,591 (+17.54%) Land $50,490 Building $577,101
2022	$4,038.00 Homeowner's exemption Widower's exemption	$315,230	$533,950 Land $49,500 Building $484,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	5 (2022–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Frontier.

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