3204 77th Ct E, Palmetto, FL 34221 Property Records

Manatee County property record for 3204 77th Ct E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,278 sqft · built 2019
Lot Size	0.272 acres (11,887 sqft)
Owner	Individual Name on File
Tax Bill	$4,535 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6698.0715-9`

Property Details

APN / Parcel Number

Primary APN	`6698.0715-9`
Alternative APN	`331829669807159`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,278 sqft Living Area
Gross Area	4,274 sqft
1st Floor Area	1,452 sqft

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,887 sqft (0.272 acres)
Terrain	Low
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	331829669807159
Street Address	3204 77TH CT E
City	PALMETTO
State	FL
Zip	34221-2585
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 23 HERON CREEK PHASE II PI#6698.0715/9
Legal Range	18E
Legal Township	33S
Legal Section	29
Legal Subdivision	HERON CREEK PHASE II
Legal Phase	2
Legal Tract	669801
Legal Lot Number	23
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	2
Census Block	2000
Census Tract	1604

Owner

3204 77th Ct E is owned and occupied by an individual who acquired it in April 2024.

Source: Manatee County records, as of November 26, 2025

Owner of Record	Individual Name on File
Mailing Address	3204 77TH CT E, PALMETTO, FL 34221-2585
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU
Mar 4, 2022	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Apr 10, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FBC MORTGAGE LLC
Nov 19, 2018	Warranty Deed, Construction Loan ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2024
Deed Sale	Apr 1, 2024
Prior Sale	Nov 19, 2018 · Amount on File
Deed Document Number	202441044472
Deed Book / Page	2776 / 4944
Prior Transfer Date	Apr 10, 2019
Prior Transfer Doc	201941033685
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	3204 77TH CT E, PALMETTO, FL 34221-2585
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	BURNT STORE TITLE AND ESCROW LLC, BURNT STORE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3204 77TH CT E, PALMETTO, FL 34221-2585

Mortgage

Document Number	0041110949
Date	Aug 20, 2021
Instrument	202141110949

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	3204 77TH CT E, PALMETTO, FL 34221-2585
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3204 77TH CT E, PALMETTO, FL 34221-2585

Mortgage

Document Number	0041030400
Date	Mar 4, 2022
Instrument	202241030400

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Apr 10, 2019
Property Address	3204 77TH CT E, PALMETTO, FL 34221-2585
Document Number	0041033685
Book / Page	2776 / 4944
Map Reference	MB 62 PG 36-41
Instrument Date	Mar 28, 2019
Instrument	201941033685
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 29, 2022
Title Company	STEEL CITY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,659.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9416 CAMDEN FIELD PKWY, 9416, RIVERVIEW, FL 33578-0519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3204 77TH CT E, PALMETTO, FL 34221-2585

Mortgage

Document Number	0041033686
Date	Apr 10, 2019
Instrument	201941033686

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

November 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Nov 19, 2018
Property Address	3204 77TH CT E, PALMETTO, FL 34221-2585
Document Number	0027566931
Book / Page	002756 / 006931
Instrument Date	Nov 16, 2018
Instrument	41115982
Transaction Type	Construction Loan
Record Updated	Dec 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$4,998.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3999 W STATE ROAD 46 SANFORD FL 327719726, SANFORD, FL 32771-9726

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$369,479	$635,092 Land $50,490 Building $584,602
2024	$4,535.00 (+16.01%)
2023	$3,909.00 (+2.73%) Homeowner's exemption	$306,784 (+3%)	$576,941 (+17.27%) Land $50,490 Building $526,451
2022	$3,805.00 Homeowner's exemption	$297,849	$491,986 Land $49,500 Building $442,486

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3204 77th Ct E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	5 (2022–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3204 77th Ct E is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Frontier.

Nearby Properties on 77th Ct E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures