3208 Observatory Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 3208 Observatory Ave, Cincinnati, OH 45208

Property Summary

Property Type	Multi-Family Dwellings
Details	5 bd · 2.5 ba · 4,202 sqft · built 1926
Lot Size	0.197 acres (8,581 sqft)
Owner	Company Name on File
Last Sale	$310,000 (Mar 2003)
Tax Bill	$12,513 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`039-0001-0123-00`

Property Details

APN / Parcel Number

Primary APN	`039-0001-0123-00`
Alternative APN	`0046590`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	4,202 sqft Living Area
Gross Area	5,743 sqft
1st Floor Area	1,541 sqft
2nd Floor Area	2,661 sqft
Upper Floors Area	1,120 sqft
Basement Area	1,541 sqft
Family Room	Family Room

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	8,581 sqft (0.197 acres)
Lot Dimensions	175 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3208 OBSERVATORY AVE
City	CINCINNATI
State	OH
Zip	45208-2502
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	SF6
Legal Description	OBSERVATORY AVE 50 X 175 NS OBSERVATORY AVE 100 FTE OF DELTA AVE
Legal Subdivision	KILGOUR PARK
Legal Lot Number	28,46
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1011
Census Tract	5100

Owner

3208 Observatory Ave, a residential property, is owned by a company that acquired it in October 2024.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	Company Name on File
Mailing Address	8805 GOVERNORS HILL DR, CINCINNATI, OH 45249-1337
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2003 · Amount on File
Deed Sale	Mar 6, 2003 · Amount on File
Prior Sale	Dec 5, 1997 · Amount on File
Deed Document Number	2003316297
Deed Book / Page	9194 / 2856
Last Transfer Date	Oct 30, 2024
Transfer Doc	0000078101
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3208 OBSERVATORY AVE, CINCINNATI, OH 45208-2502
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	ACS TITLE & CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048374
Date	Apr 19, 2021
Book Page	14399/458
Instrument	2021-0048374

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	217 Months
Due	May 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 3208 Observatory Ave was $12,513, up 4.5% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,513.00 (+4.54%)	$197,540 (-) Land $96,810 Building $100,730	$564,400 Land $276,600 Building $287,800
2024	$11,970.00 (-1.66%)	$197,540 (-) Land $96,810 Building $100,730
2023	$12,172.00 (+8.24%)	$197,540 (+20.7%) Land $96,810 Building $100,730	$564,400 Land $276,600 Building $287,800
2022	$11,245.00 Homeowner's exemption	$163,657 Land $70,700 Building $92,957
2020			$467,590 Land $202,000 Building $265,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3208 Observatory Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3208 Observatory Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20