3222 Observatory Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 3222 Observatory Ave, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,046 sqft · built 1922
Lot Size	0.136 acres (5,924 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Aug 2022)
Tax Bill	$10,769 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`039-0001-0178-00`

Property Details

APN / Parcel Number

Primary APN	`039-0001-0178-00`
Alternative APN	`0088880`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,046 sqft Living Area
Gross Area	3,097 sqft
1st Floor Area	1,051 sqft
2nd Floor Area	995 sqft
Basement Area	1,051 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	5,924 sqft (0.136 acres)
Lot Dimensions	130 ft deep x 55 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3222 OBSERVATORY AVE
City	CINCINNATI
State	OH
Zip	45208-2502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	3222 OBSERVATORY AVE 55 X 130.57 IRR NS OBSERVATORY 130 W ST JOHNS
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1011
Census Tract	5100

Owner

3222 Observatory Ave is owned and occupied by two individuals who bought it in August 2022.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3222 OBSERVATORY AVE, CINCINNATI, OH 45208-2502
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2022 · Amount on File
Deed Sale	Aug 3, 2022 · Amount on File
Prior Sale	Jun 10, 2013 · Amount on File
Deed Document Number	202275818
Deed Book / Page	14722 / 2141
Prior Transfer Date	Apr 22, 2005
Prior Transfer Doc	0000000235
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 3, 2022
Property Address	3222 OBSERVATORY AVE, CINCINNATI, OH 45208-2502
Document Number	0000075818
Book / Page	14722 / 2141
Instrument Date	Jul 28, 2022
Instrument	2022-0075818
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3222 OBSERVATORY AVE, CINCINNATI, OH 45208-2502

Mortgage

Document Number	0000075819
Date	Aug 3, 2022
Instrument	2022-0075819

Lender

Name	CINCINNATI FSLA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3222 Observatory Ave was $10,769, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,769.00 (+3.14%)	$175,001 (+%) Land $81,645 Building $93,356	$500,000 Land $233,270 Building $266,730
2024	$10,441.00 (-2.21%)	$174,999 (-) Land $81,644 Building $93,355
2023	$10,677.00 (+12.85%)	$174,999 (+25.83%) Land $81,644 Building $93,355	$500,000 Land $233,270 Building $266,730
2022	$9,461.00 Homeowner's exemption	$139,073 Land $59,630 Building $79,443
2020			$397,350 Land $170,370 Building $226,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3222 Observatory Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3222 Observatory Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20