Hamilton County property record for 3080 Observatory Ave, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 4,690 sqft · built 1920 |
| Lot Size | 0.437 acres (19,036 sqft) |
| Owner | Individual Name on File |
| Last Sale | $675,000 (Nov 2015) |
| Tax Bill | $22,361 (2025) |
| Deeds & Mortgages | Aug 2021 Transfer Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-0001-0176-00 |
| Primary APN | 039-0001-0176-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,690 sqft Living Area |
| 1st Floor Area | 2,467 sqft |
| 2nd Floor Area | 1,502 sqft |
| Attic | Attic |
| Attic Area | 721 sqft |
| Basement Area | 2,034 sqft |
| Finished Basement | 1,620 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 19,036 sqft (0.437 acres) |
| Lot Dimensions | 200 ft deep x 299 ft wide |
| Porch | Porch |
| Porch Area | 446 sqft |
| Patio Area | 896 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3080 OBSERVATORY AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3080 OBSERVATORY AVE 95 X 200 NWC OBSERVATORY & DELTA |
| Legal Subdivision | NWC OBSERVATORY & DELTA |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 5100 |
3080 Observatory Ave is owned and occupied by an individual who bought it in November 2015.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3080 OBSERVATORY AVE, CINCINNATI, OH 45208-2414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2021 | Transfer on Death Deed, Transfer |
| Oct 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage KELLER MTG |
| Jul 17, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2015 · Amount on File |
| Deed Sale | Nov 6, 2015 · Amount on File |
| Prior Sale | Apr 11, 2011 · Amount on File |
| Deed Document Number | 15-119820 |
| Deed Book / Page | 13037 / 00142 |
| Record Updated | Jun 8, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 24, 2021 |
| Property Address | 3080 OBSERVATORY AVE, CINCINNATI, OH 45208-2414 |
| Document Number | 0000102544 |
| Book / Page | 14487 / 3202 |
| Instrument Date | Aug 19, 2021 |
| Instrument | 2021-0102544 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3080 OBSERVATORY AVE, CINCINNATI, OH 45208-2414 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3080 OBSERVATORY AVE, CINCINNATI, OH 45208-2414 |
| Document Number | 0000115406 |
| Instrument Date | Oct 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3080 OBSERVATORY AVE CINCINNATI OH 452082414, CINCINNATI, OH 45208-2414 |
| Document Number | 0000115406 |
|---|---|
| Date | Nov 3, 2020 |
| Book Page | 014288/000705 |
| Instrument | 115406 |
| Name | KELLER MTG |
|---|---|
| Type | Mortgage Company |
| Address | DUBLIN, OH 43016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 2, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3080 OBSERVATORY AVE, CINCINNATI, OH 45208-2414 |
| Document Number | 0000073872 |
| Instrument Date | Jul 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3080 OBSERVATORY AVE CINCINNATI OH 452082414, CINCINNATI, OH 45208-2414 |
| Document Number | 0000073872 |
|---|---|
| Date | Jul 28, 2020 |
| Book Page | 014219/002039 |
| Instrument | 73872 |
| Name | FIRST NAT'L BK |
|---|---|
| Type | Bank |
| Address | MASON, OH 45040 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 27, 2050 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3080 Observatory Ave was $22,361, up 3.1% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $22,361.00 (+3.12%) | $411,821 (-) Land $149,636 Building $262,185 | |
| 2024 | $21,684.00 (-2.2%) | $411,821 (-) Land $149,636 Building $262,185 | |
| 2023 | $22,172.00 (+20.27%) | $411,821 (+33.95%) Land $149,636 Building $262,185 | $1,176,630 Land $427,530 Building $749,100 |
| 2022 | $18,435.00 Homeowner's exemption | $307,434 Land $109,232 Building $198,202 | |
| 2020 | $878,380 Land $312,090 Building $566,290 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3080 Observatory Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3080 Observatory Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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