3216 Observatory Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 3216 Observatory Ave, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,238 sqft · built 1921
Lot Size	0.171 acres (7,449 sqft)
Owner	Individual Name on Record
Last Sale	$575,000 (Sep 2021)
Tax Bill	$12,750 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`039-0001-0303-00`

Property Details

APN / Parcel Number

Primary APN	`039-0001-0303-00`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,238 sqft Living Area
1st Floor Area	684 sqft
2nd Floor Area	554 sqft
Upper Floors Area	554 sqft
Basement Area	726 sqft
Finished Basement	540 sqft

Exterior

Year Built	Built 1921
Architectural Style	Conventional
Exterior Material	Stucco
Lot Area	7,449 sqft (0.171 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3216 OBSERVATORY AVE
City	CINCINNATI
State	OH
Zip	45208-2502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OBSERVATORY AVE 0.171 ACS27 T4 FR2
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1011
Census Tract	5100

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3216 OBSERVATORY AVE, CINCINNATI, OH 45208-2502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2021 · Amount on Record
Deed Sale	Sep 29, 2021 · Amount on Record
Prior Sale	Jul 8, 2019 · Amount on Record
Deed Document Number	0000117975
Deed Book / Page	14512 / 3060
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 29, 2021
Property Address	3216 OBSERVATORY AVE, CINCINNATI, OH 45208-2502
Document Number	0000117975
Book / Page	14512 / 3060
Instrument Date	Aug 17, 2021
Instrument	2021-0117975
Transaction Type	Transfer
Record Updated	Mar 8, 2023
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3216 OBSERVATORY AVE, CINCINNATI, OH 45208-2502

Mortgage

Document Number	0000117976
Date	Sep 29, 2021
Instrument	2021-0117976

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,750.00 (+0.14%)	$201,250 (+%) Land $77,032 Building $124,218
2024	$12,732.00 (-0.18%)	$201,249 (-) Land $77,031 Building $124,218
2023	$12,755.00 (+0.45%)	$201,249 (+11.65%) Land $77,031 Building $124,218	$575,000 (+11.65%) Land $220,090 Building $354,910
2022	$12,698.00	$180,250 Land $61,530 Building $118,720
2020			$515,000 Land $175,800 Building $339,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20