32046 Mill Stream Rd, Trabuco Canyon, CA 92679 Property Records

Orange County property record for 32046 Mill Stream Rd, Trabuco Canyon, CA 92679

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,342 sqft · built 1987
Lot Size	0.149 acres (6,500 sqft)
Owner	Trust Name on File
Last Sale	$850,000 (Feb 2018)
Tax Bill	$9,948 (2025)
Deeds & Mortgages	May 2020 Transfer Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`833-022-52`

Property Details

APN / Parcel Number

Primary APN	`833-022-52`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,342 sqft Living Area
Gross Area	3,011 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	6,500 sqft (0.149 acres)
Garage Area	669 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	32046 MILL STREAM RD
City	TRABUCO CANYON
State	CA
Zip	92679-3256
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N TR 11854 BLK LOT 88
Legal Subdivision	TRACT 11854
Legal Tract	11854
Legal Lot Number	88
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	1
Census Block	1001
Census Tract	32042

Owner

32046 Mill Stream Rd is held in a trust since April 2020.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	32046 MILL STREAM RD, TRABUCO CANYON, CA 92679-3256
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HM LNDG
Feb 26, 2018	Grant Deed, Transfer · Conventional Mortgage CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2018 · Amount on File
Deed Sale	Feb 26, 2018 · Amount on File
Deed Document Number	201866749
Last Transfer Date	Apr 28, 2020
Transfer Doc	0000226974
Record Updated	Oct 29, 2026

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	May 19, 2020
Property Address	32046 MILL STREAM RD, TRABUCO CANYON, CA 92679-3256
Document Number	0000226974
Instrument Date	Apr 28, 2020
Instrument	226974
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	32046 MILL STREAM RD TRABUCO CANYON CA 926793256, TRABUCO CANYON, CA 92679-3256

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	32046 MILL STREAM RD, TRABUCO CANYON, CA 92679-3256
Document Number	0000037424
Instrument Date	Jan 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	WESTERN RESOURCES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32046 MILL STREAM RD TRABUCO CANYON CA 926793256, TRABUCO CANYON, CA 92679-3256

Mortgage

Document Number	0000037424
Date	Jan 28, 2020
Instrument	37424

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 27, 2050

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 26, 2018
Property Address	32046 MILL STREAM RD, TRABUCO CANYON, CA 92679-3256
Document Number	0000066749
Instrument Date	Jan 25, 2018
Instrument	66749
Transaction Type	Transfer
Record Updated	Mar 8, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$935.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32046 MILL STREAM RD TRABUCO CANYON CA 926793256, TRABUCO CANYON, CA 92679-3256

Mortgage

Document Number	66750
Date	Feb 26, 2018
Instrument	66750

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 32046 Mill Stream Rd was $9,948.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Rancho Santa Margarita City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$986,495 (+2%) Land $750,311 Building $236,184
2025	$9,948.00	$967,152 Land $735,599 Building $231,553
2023	$9,538.00 (+1.81%)	$929,598 Land $707,036 Building $222,562
2022	$9,368.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 32046 Mill Stream Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Dec 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32046 Mill Stream Rd is high, ranking above 78% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 55% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRABUCO CANYON WATER DISTRICT serves 13,659 people · EPA ID CA3010094
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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