32016 Mill Stream Rd, Trabuco Canyon, CA 92679 Property Records

Orange County property record for 32016 Mill Stream Rd, Trabuco Canyon, CA 92679

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,342 sqft · built 1987
Lot Size	0.121 acres (5,250 sqft)
Owner	Individual Name on File
Last Sale	$1,325,000 (Sep 2025)
Tax Bill	$4,034 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`833-023-12`

Property Details

APN / Parcel Number

Primary APN	`833-023-12`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,342 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	5,250 sqft (0.121 acres)
Garage Area	669 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	32016 MILL STREAM RD
City	TRABUCO CANYON
State	CA
Zip	92679-3232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 11854 BLK LOT 111
Legal Subdivision	TRACT NO 11854
Legal Tract	11854
Legal Lot Number	111
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	1
Census Block	1007
Census Tract	32042

Owner

32016 Mill Stream Rd is owned and occupied by an individual who bought it in September 2025.

Source: Orange County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	32016 MILL STREAM RD, TRABUCO CANYON, CA 92679-3232
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · VA Mortgage CAPITAL LENDING
Sep 15, 2025	Grant Deed, Transfer · VA Mortgage WEST CAPITAL LENDING INC
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2025 · Amount on File
Deed Sale	Sep 15, 2025 · Amount on File
Deed Document Number	2025253545
Prior Transfer Date	Sep 9, 2025
Prior Transfer Doc	0000253544
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Sep 9, 2026
Property Address	32016 MILL STREAM RD, TRABUCO CANYON, CA 92679-3232
Document Number	0000252993
Instrument Date	Sep 3, 2026
Instrument	2026252993
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32016 MILL STREAM RD, TRABUCO CANYON, CA 92679-3232

Mortgage

Document Number	0000252993,
Date	Sep 9, 2026
Instrument	2026252993

Lender

Name	CAPITAL LENDING

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 15, 2025
Property Address	32016 MILL STREAM RD, TRABUCO CANYON, CA 92679-3232
Document Number	0000253545
Map Reference	MB 507 PG 1-5
Instrument Date	Aug 12, 2025
Instrument	2025000253545
Transaction Type	Transfer
Record Updated	Oct 2, 2025
Title Company	FIRST AMERICAN TITLE COMPANY SUBDIV, FIRST AMER TTL CO RES DIV

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	32016 MILL STREAM RD, TRABUCO CYN, CA 92679-3232

Mortgage

Document Number	0000253546
Date	Sep 15, 2025
Instrument	2025000253546

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	32016 MILL STREAM RD, TRABUCO CANYON, CA 92679-3232
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32016 MILL STREAM RD, TRABUCO CANYON, CA 92679-3232

Mortgage

Document Number	0000662453
Date	Nov 16, 2020
Instrument	2020000662453

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 32016 Mill Stream Rd was $4,034, up 1.9% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Rancho Santa Margarita City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,325,000 (+232.89%) Land $1,061,378 Building $263,622
2025	$4,034.00 (+1.87%) Homeowner's exemption	$398,025 Land $150,110 Building $247,915
2024	$3,960.00 (+2.46%)
2023	$3,865.00 (+1.84%) Homeowner's exemption	$382,570 Land $144,281 Building $238,289
2022	$3,795.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 32016 Mill Stream Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Dec 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32016 Mill Stream Rd is high, ranking above 78% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 55% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRABUCO CANYON WATER DISTRICT serves 13,659 people · EPA ID CA3010094
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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