32056 Mill Stream Rd, Trabuco Canyon, CA 92679 Property Records

Orange County property record for 32056 Mill Stream Rd, Trabuco Canyon, CA 92679

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,507 sqft · built 1987
Lot Size	0.136 acres (5,940 sqft)
Owner	Individual Name on Record
Last Sale	$1,340,000 (May 2026)
Tax Bill	$13,262 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`833-023-09`

Property Details

APN / Parcel Number

Primary APN	`833-023-09`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,507 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	5,940 sqft (0.136 acres)
Garage Area	669 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	32056 MILL STREAM RD
City	TRABUCO CANYON
State	CA
Zip	92679-3232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 11854 BLK LOT 114
Legal Subdivision	TRACT 11854
Legal Tract	11854
Legal Block	3
Legal Lot Number	114
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	1
Census Block	1007
Census Tract	32042

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	32056 MILL STREAM RD, TRABUCO CANYON, CA 92679-3232
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 11, 2026	Grant Deed, Transfer · Conventional Mortgage NEWREZ LLC
Oct 22, 2024	Grant Deed, Transfer · Conventional Mortgage EQUITABLE MORTGAGE & REALTY INC
Jan 16, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jun 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARMERS BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2026 · Amount on Record
Deed Sale	May 11, 2026 · Amount on Record
Prior Sale	Oct 22, 2024 · Amount on Record
Deed Document Number	2026135417
Prior Transfer Date	Nov 17, 2016
Prior Transfer Doc	0000615901
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	32056 MILL STREAM RD, TRABUCO CANYON, CA 92679-3232
Transaction Type	Mortgage
Record Updated	May 27, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32056 MILL STREAM RD, TRABUCO CANYON, CA 92679-3232

Mortgage

Document Number	0000420058
Date	Jun 28, 2021
Instrument	2021000420058

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 11, 2026
Property Address	32056 MILL STREAM RD, TRABUCO CANYON, CA 92679-3232
Document Number	0000135417
Instrument Date	May 7, 2026
Instrument	2026.135417
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$148,874.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	32056 MILL STREAM RD, TRABUCO CANYON, CA 92679-3232

Mortgage

Document Number	0000135418,
Date	May 11, 2026
Instrument	2026..135418

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

October 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 22, 2024
Property Address	32056 MILL STREAM RD, TRABUCO CANYON, CA 92679-3232
Document Number	0000275116
Map Reference	MB 507 PG 1-5
Instrument Date	Oct 8, 2024
Instrument	2024000275116
Transaction Type	Transfer
Record Updated	Nov 1, 2024
Title Company	FIDELITY NATL TTL ORANGE CNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	32056 MILL STREAM RD, TRABUCO CANYON, CA 92679-3232

Mortgage

Document Number	0000275117
Date	Oct 22, 2024
Instrument	2024000275117

Lender

Name	EQUITABLE MORTGAGE & REALTY INC
Type	Mortgage Company
Address	LOS ANGELES, CA 90034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	32056 MILL STREAM RD, TRABUCO CANYON, CA 92679-3232
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015763
Date	Jan 16, 2019
Instrument	2019000015763

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 21, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	32056 MILL STREAM RD, TRABUCO CANYON, CA 92679-3232
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PREMIUM TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000248195
Date	Jun 2, 2020
Instrument	2020000248195

Lender

Name	FARMERS BANK & TRUST
Type	Bank
Address	GREAT BEND, KS 67530

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Rancho Santa Margarita City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,315,800 (+2%) Land $1,043,274 Building $272,526
2025	$13,262.00 (+45.88%)	$1,290,000 (+49.13%) Land $1,022,817 Building $267,183
2024	$9,091.00 (+2.41%)
2023	$8,877.00 (+1.81%)	$865,041 Land $609,320 Building $255,721
2022	$8,719.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Dec 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 55% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRABUCO CANYON WATER DISTRICT serves 13,659 people · EPA ID CA3010094
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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