3204 Rogers St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3204 Rogers St, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,212 sqft · built 1910
Lot Size	0.207 acres (9,020 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (May 2021)
Tax Bill	$1,590 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Sep 2021 Transfer + 7 more
Flood Zone	Zone X (minimal risk)
APN	`056-13-15-001.00`

Property Details

APN / Parcel Number

Primary APN	`056-13-15-001.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,212 sqft Finished Area
Gross Area	2,404 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,020 sqft (0.207 acres)
Lot Dimensions	110 ft deep x 82 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3204 ROGERS ST
City	COVINGTON
State	KY
Zip	41015-1142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEHON PT LOTS 111-112-113-114 82'X 110' IRREG SEC ROGERS & FERRY ST
Legal Subdivision	SEHON
Legal Phase	14
Legal Lot Number	111
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1017
Census Tract	61400

Owner

Source: Kenton County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3204 ROGERS ST, COVINGTON, KY 41015-1142
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Sep 24, 2021	Intrafamily Transfer, Transfer
May 24, 2021	Warranty Deed, Transfer · VA Mortgage HEARTLAND BANK
Mar 20, 2020	Quit Claim Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS
May 9, 2019	Grant Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS
Jan 29, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jan 3, 2019	Warranty Deed, Transfer REGIONAL FIRST TITLE GROUP, REGIONAL FIRST TITLE GRP
Jan 3, 2019	Grant Deed, Transfer REGIONAL FIRST TITLE GROUP, REGIONAL FIRST TITLE GRP
Jun 18, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2021 · Amount on Record
Deed Sale	May 24, 2021 · Amount on Record
Prior Sale	Jan 3, 2019 · Amount on Record
Deed Document Number	20215900254
Deed Book / Page	92 / 121
Last Transfer Date	Mar 14, 2024
Transfer Doc	0005900117
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3204 ROGERS ST, COVINGTON, KY 41015-1142
Transaction Type	Mortgage
Record Updated	Feb 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3204 ROGERS ST, COVINGTON, KY 41015-1142

Mortgage

Document Number	0005900201
Date	Feb 9, 2023
Book Page	KCM 439/414
Instrument	23020905900201

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	RIVERSIDE, RI 02915

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 4, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Sep 24, 2021
Property Address	3204 ROGERS ST, COVINGTON, KY 41015-1142
Document Number	0005900129
Book / Page	120 / 136
Instrument Date	Sep 22, 2021
Instrument	21092405900129
Transaction Type	Transfer
Record Updated	Oct 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3204 ROGERS ST, COVINGTON, KY 41015-1142

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 24, 2021
Property Address	3204 ROGERS ST, COVINGTON, KY 41015-1142
Document Number	0005900254
Book / Page	92 / 121
Instrument Date	May 11, 2021
Instrument	21052405900254
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1671 PARK RD STE 12, 1671, COVINGTON, KY 41011-2769

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3204 ROGERS ST, COVINGTON, KY 41015-1142

Mortgage

Document Number	0005900255
Date	May 24, 2021
Book Page	218/974
Instrument	21052405900255

Lender

Name	HEARTLAND BANK
Type	Bank
Address	COLUMBUS, OH 43213

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Mar 20, 2020
Property Address	3204 ROGERS ST, COVINGTON, KY 41015-1142
Document Number	0000000419
Book / Page	000013 / 000358
Instrument Date	Mar 5, 2020
Instrument	419
Transaction Type	Transfer
Record Updated	May 27, 2020
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1671 PARK RD #12 FORT MITCHELL KY 410112769, 12, FORT MITCHELL, KY 41011-2769

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	May 9, 2019
Property Address	3204 ROGERS ST, COVINGTON, KY 41015-1142
Document Number	0000000074
Book / Page	0C6656 / 000259
Instrument Date	May 7, 2019
Instrument	74
Transaction Type	Transfer
Record Updated	May 27, 2019
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$40.65
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	628 POINTE BENTON LN COVINGTON KY 410141100, COVINGTON, KY 41014-1100

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 29, 2019
Property Address	3204 ROGERS ST, COVINGTON, KY 41015-1142
Document Number	0000000074
Book / Page	0I4220 / 000107
Instrument Date	Dec 31, 2018
Instrument	74
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$798.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3940 OLYMPIC BLVD #100 ERLANGER KY 410181025, 100, ERLANGER, KY 41018-1025

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 3, 2019
Property Address	3204 ROGERS ST, COVINGTON, KY 41015-1142
Document Number	0000000074
Book / Page	0C6574 / 000348
Instrument Date	Dec 12, 2018
Instrument	74
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	REGIONAL FIRST TITLE GROUP, REGIONAL FIRST TITLE GRP

Transaction

Amount	Amount Recorded
Tax	$42.67
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1671 PARK RD #12 FORT MITCHELL KY 410112769, 12, FORT MITCHELL, KY 41011-2769

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Jan 3, 2019
Property Address	3204 ROGERS ST, COVINGTON, KY 41015-1142
Document Number	0000000073
Book / Page	0C6574 / 000344
Instrument Date	Dec 12, 2018
Instrument	73
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	REGIONAL FIRST TITLE GROUP, REGIONAL FIRST TITLE GRP

Transaction

Amount	Amount Recorded
Tax	$42.67
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3204 ROGERS ST COVINGTON KY 410151142, COVINGTON, KY 41015-1142

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Jun 18, 2018
Property Address	3204 ROGERS ST, COVINGTON, KY 41015-1142
Document Number	0000000257
Book / Page	0C6433 / 000168
Instrument Date	Jun 1, 2018
Instrument	257
Transaction Type	Transfer
Record Updated	Jul 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,590.00 (-0.5%)	$120,000 (-) Land $5,000 Building $115,000	$120,000 (-) Land $5,000 Building $115,000
2023	$1,598.00	$120,000 Land $5,000 Building $115,000	$120,000 Land $5,000 Building $115,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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