Seminole County property record for 3140 E Osceola Rd, Geneva, FL 32732
| Property Type | Mobile Home |
|---|---|
| Details | 4 bd · 3 ba · 1,944 sqft · built 1991 |
| Lot Size | 5.1 acres (222,156 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $405,000 (Sep 2021) |
| Tax Bill | $5,140 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Mar 2024 Mortgage + 2 more |
| Flood Zone | Zone A (high risk) |
| APN | 25-19-32-301-0170-0000 |
| Primary APN | 25-19-32-301-0170-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,944 sqft Living Area |
| Gross Area | 2,520 sqft |
| 1st Floor Area | 1,944 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Mobile Home |
| Exterior Material | Metal |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 222,156 sqft (5.1 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 120 sqft |
| Patio Area | 2 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Pole Barn | 190 sqft |
| Total Buildings | 2 Buildings |
| Street Address | 3140 E OSCEOLA RD |
|---|---|
| City | GENEVA |
| State | FL |
| Zip | 32732-9563 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | A5 |
| Legal Description | SEC 25 TWP 19S RGE 32E BEG 30 FT W & 1427.34 FT NWLY ALONG WLY R/W OSCEOLA RD OF S 1/4 COR RUN N 9 DEG 48 MIN 19 SEC W 271.85 FT W 855 FT S 6 DEG 10 MIN 3 SEC E 269.29 FT E 872.37 FT TO BEG |
| Legal Range | 32E |
| Legal Township | 19S |
| Legal Section | 25 |
| Legal Subdivision | ST JOHNS COUNTRY ESTATES 5 ACRE DEVELOPM |
| Legal Tract | 301 |
| Legal Lot Number | 6 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 21201 |
Source: Seminole County records, as of June 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3140 E OSCEOLA RD, GENEVA, FL 32732-9563 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE |
| Mar 21, 2024 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 9, 2021 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Oct 24, 2018 | Deed of Trust, Mortgage · FHA Mortgage LEADER ONE FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2021 · Amount on Record |
| Deed Sale | Sep 9, 2021 · Amount on Record |
| Prior Sale | May 10, 2010 · Amount on Record |
| Deed Document Number | 2021119585 |
| Deed Book / Page | 10038 / 1290 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jun 2, 2026 |
| Property Address | 3140 E OSCEOLA RD, GENEVA, FL 32732-9563 |
| Document Number | 0000054393 |
| Book / Page | 11048 / 1723 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 202654393 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CROSSCOUNTRY MORTGAGE |
| Name | Verified Name |
|---|---|
| Address | 3140 E OSCEOLA RD, GENEVA, FL 32732-9563 |
| Document Number | 0000054393, |
|---|---|
| Date | Jun 2, 2026 |
| Book Page | 11048/1723 |
| Instrument | 202654393 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 303 Months |
| Due | Sep 1, 2051 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 3140 E OSCEOLA RD, GENEVA, FL 32732-9563 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3140 E OSCEOLA RD, GENEVA, FL 32732-9563 |
| Document Number | 0105990508 |
|---|---|
| Date | Mar 21, 2024 |
| Book Page | 10599/508 |
| Instrument | 2024025155 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 330 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Sep 9, 2021 |
| Property Address | 3140 E OSCEOLA RD, GENEVA, FL 32732-9563 |
| Document Number | 0100381290 |
| Book / Page | 10038 / 1290 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 2021119585 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Title Company | CENTURION TITLE GROUP INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,835.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2831 CHAPELWOOD CT, 2831, OVIEDO, FL 32765-8441 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3140 E OSCEOLA RD, GENEVA, FL 32732-9563 |
| Document Number | 100381291 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | 10038/1291 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 3140 E OSCEOLA RD, GENEVA, FL 32732-9563 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0092371838 |
|---|---|
| Date | Oct 24, 2018 |
| Book Page | 09237/1838 |
| Instrument | 2018122474 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | OVERLAND PARK, KS 66210 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,140.00 (+18.73%) | $354,339 (+16.83%) Land $104,550 Building $249,789 | $354,339 (+16.83%) Land $104,550 Building $249,789 |
| 2023 | $4,329.00 (+4.26%) | $303,283 (+5.23%) | $303,283 (-) Land $91,800 Building $211,483 |
| 2022 | $4,152.00 | $288,210 | $303,283 Land $91,800 Building $211,483 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 201 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 201 in force |
| Nearby Flood Claims | 112 (1982–2024) |
| Claims Outside the SFHA | 10 of 112 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 89% of the US · above 83% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEMON BLUFF WATER ASSOCIATION private · serves 201 people · EPA ID FL3640748 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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