3201 Tonto Dr, Overgaard, AZ 85933 Property Records

Navajo County property record for 3201 Tonto Dr, Overgaard, AZ 85933

Property Summary

Property Type	Mobile Home
Details	2,647 sqft · built 2006
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$176,000 (Jan 2019)
Tax Bill	$1,110 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`206-14-001C`

Property Details

APN / Parcel Number

Primary APN	`206-14-001C`

Interior

Stories	2 Stories
Building Area	2,647 sqft Living Area
1st Floor Area	1,243 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Mobile Home
Construction Type	Wood
Roof Material	Built-Up Asphalt
Lot Area	43,560 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3201 TONTO DR
City	OVERGAARD
State	AZ
Zip	85933-5426
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R1-43
Legal Description	SECTION 21,T12N,R17E: PORTION BIGLER HOMESTEADS LOT 1; COM NW COR LOT 1; TH S001019 E 220 TPOB; TH S001019 E 254.34; TH N56* 1008 E 360.60; TH N620634 W 115.76; TH S895000 W 198 TPOB . AKA: PARCEL C PER SURVEY 33-74. OUT OF 206-14-001 FOR 2003 RO
Legal Range	17E
Legal Township	12N
Legal Section	21
Legal Subdivision	PORTION BIGLER HOMES
Legal Lot Number	1
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2000
Census Tract	963700

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 764, OVERGAARD, AZ 85933-0764
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage ZB NA
Jan 10, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2019 · Amount on Record
Deed Sale	Jan 10, 2019 · Amount on Record
Prior Sale	Sep 10, 2009
Deed Document Number	2019336
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	3201 TONTO DR, OVERGAARD, AZ 85933-5426
Transaction Type	Mortgage
Record Updated	Jun 15, 2022
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3201 TONTO DR, OVERGAARD, AZ 85933-5426

Mortgage

Document Number	0000011346
Date	Jun 8, 2022
Instrument	2022-11346

Lender

Name	ZB NA
Type	Bank
Address	PHOENIX, AZ 85018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2042

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jan 10, 2019
Property Address	3201 TONTO DR, OVERGAARD, AZ 85933-5426
Document Number	0000000336
Map Reference	MB 10 PG 8
Instrument Date	Dec 12, 2018
Instrument	2019-00336
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1091, PINEDALE, AZ 85934-1091

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 764, OVERGAARD, AZ 85933-0764

Mortgage

Document Number	0000000337
Date	Jan 10, 2019
Instrument	2019-00337

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$195,939 (+2.27%) Land $47,175 Building $148,764
2025	$1,110.00 (+4.23%)	$19,160 Land $4,548 Building $14,612	$191,596 Land $45,475 Building $146,121
2023	$1,065.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (1999–2001)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 69% of Arizona
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Conexon Connect.

Cell Coverage

5G (outdoors only) and 4G LTE

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