3310 Tonto Dr, Overgaard, AZ 85933 Property Records

Navajo County property record for 3310 Tonto Dr, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	2,058 sqft · built 2008
Lot Size	1.48 acres (64,469 sqft)
Owner	2 Individual Names on Record
Last Sale	$781,000 (Aug 2026)
Tax Bill	$3,098 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`206-14-023B`

Property Details

APN / Parcel Number

Primary APN	`206-14-023B`

Interior

Stories	2 Stories
Building Area	2,058 sqft Living Area
1st Floor Area	2,016 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Metal
Lot Area	64,469 sqft
Garage Type	Detached
Garage Area	1,201 sqft
Deck Area	Deck Area
Patio Area	784 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	3310 TONTO DR
City	OVERGAARD
State	AZ
Zip	85933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-43
Legal Description	SEC 21, T12N, R17E: PORT OF BIGLER HOMESTEAD LOT 23; COM HES COR3 TPOB; TH N0703'58 W 344.99'; TH N5622'31 E 106.44'; TH S3337'29 E 367.93'; TH S6911'58 W 267.36' TPOB. OUT OF 206-14-023 FOR2008ROLL
Legal Range	17E
Legal Township	12N
Legal Section	21
Legal Subdivision	BIGLER HOMES
Legal Lot Number	23
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2006
Census Tract	963700

Owner

Source: Navajo County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3310 TONTO DR, OVERGAARD, AZ 85933
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT MORTGAGE
Dec 1, 2021	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Oct 8, 2021	Intrafamily Transfer, Transfer
Oct 2, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2026 · Amount on Record
Deed Sale	Aug 28, 2026 · Amount on Record
Prior Sale	Dec 1, 2021 · Amount on Record
Deed Document Number	202612975
Prior Transfer Date	Oct 6, 2015
Prior Transfer Doc	0000014169
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Aug 28, 2026
Property Address	3310 TONTO DR, OVERGAARD, AZ 85933
Document Number	0000012975
Instrument Date	Aug 21, 2026
Instrument	202612975
Transaction Type	Transfer
Record Updated	Sep 3, 2026
Title Company	PIONEER LAND TITLE, PIONEER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3310 TONTO DR, OVERGAARD, AZ 85933

Mortgage

Document Number	0000012976,
Date	Aug 28, 2026
Instrument	202612976

Lender

Name	PARAMOUNT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Dec 1, 2021
Property Address	3330 TONTO DR, OVERGAARD, AZ 85933-5424
Document Number	0000027126
Map Reference	MB 10 PG 8
Instrument Date	Oct 14, 2021
Instrument	2021-27126
Transaction Type	Transfer
Record Updated	Dec 10, 2021
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12032 E MOUNTAIN VIEW RD, 12032, SCOTTSDALE, AZ 85259-6003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28021 N 165TH ST, SCOTTSDALE, AZ 85262-8170

Mortgage

Document Number	0000027128
Date	Dec 1, 2021
Instrument	2021-27128

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NAVAJO AZ
Recording Date	Oct 8, 2021
Property Address	3330 TONTO DR, OVERGAARD, AZ 85933-5424
Document Number	0000022905
Instrument Date	Oct 4, 2021
Instrument	2021-22905
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12032 E MOUNTAIN VIEW RD, SCOTTSDALE, AZ 85259-6003

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAVAJO AZ
Recording Date	Oct 2, 2020
Property Address	3330 TONTO DR, OVERGAARD, AZ 85933-5424
Document Number	0000019245
Instrument Date	Sep 23, 2020
Instrument	19245
Transaction Type	Transfer
Record Updated	Oct 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	12032 E MOUNTAIN VIEW RD SCOTTSDALE AZ 852596003, SCOTTSDALE, AZ 85259-6003

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	3330 TONTO DR, OVERGAARD, AZ 85933-5424
Document Number	0000010039
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	MAGNUS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12032 E MOUNTAIN VIEW RD SCOTTSDALE AZ 852596003, SCOTTSDALE, AZ 85259-6003

Mortgage

Document Number	0000010039
Date	Jun 19, 2020
Instrument	10039

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2050

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$689,646 (+3.28%) Land $67,519 Building $622,127
2026			$667,714 (+8.89%) Land $67,401 Building $600,313
2025	$3,098.00 (+1.47%)	$61,323 (-4.67%) Land $6,509 Building $54,814	$613,222 (-4.67%) Land $65,086 Building $548,136
2024	$3,053.00 (+2.86%)	$64,329 Land $6,666 Building $57,663	$643,293 Land $66,659 Building $576,634
2023	$2,968.00 (-11.75%)
2022	$3,363.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (1999–2001)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 64% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber · Fixed Wireless in parts of the area	2,000 / 2,000

May also be available: Sparklight, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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