3174 Tonto Dr, Overgaard, AZ 85933 Property Records

Navajo County property record for 3174 Tonto Dr, Overgaard, AZ 85933

Property Summary

Property TypeSingle Family Home
Details1,024 sqft · built 1996
Lot Size0.58 acres (25,265 sqft)
OwnerIndividual Name on Record
Last Sale$333,000 (Jul 2025)
Tax Bill$1,580 (2025)
Deeds & MortgagesMar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN206-11-015A

Property Details

APN / Parcel Number

Primary APN206-11-015A

Interior

Stories2 Stories
Building Area1,024 sqft Living Area
1st Floor Area1,024 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialWood
Construction TypeWood
Roof MaterialMetal
Lot Area25,265 sqft (0.58 acres)
Garage TypeDetached
Garage Area624 sqft

Exterior Amenities

PorchOpen Porch
Porch Area592 sqft
Deck AreaDeck Area
Patio Area464 sqft

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address3174 TONTO DR
CityOVERGAARD
StateAZ
Zip85933-5427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-10
Legal DescriptionZANE GREY ACRES:LOTS 14 & 15. OUT OF 206-11-014 & 015 FOR2003ROLL
Legal Range17E
Legal Township12N
Legal Section21
Legal SubdivisionZANE GREY ACRES
Legal Lot Number14,15
JurisdictionNAVAJO AZ
Township / Civil DivisionSNOWFLAKE
Census Block Group1
Census Block1352
Census Tract964202

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2030 W BASELINE RD, 182, PHOENIX, AZ 85041-6574
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 30, 2025 · Amount on Record
Deed SaleJul 30, 2025 · Amount on Record
Deed Document Number202510809
Record UpdatedSep 20, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNAVAJO AZ
Property Address3174 TONTO DR, OVERGAARD, AZ 85933-5427
Document Number0000004213
Instrument DateMar 22, 2019
Transaction TypeMortgage
Record UpdatedApr 9, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address19232 N 34TH DR PHOENIX AZ 850276151, PHOENIX, AZ 85027-6151

Mortgage

Document Number0000004213
DateMar 29, 2019
Instrument4213
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
AmountAmount Recorded
Term360 Months
DueMar 28, 2049

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

TypeName
StateArizona
CountyNavajo County
Unified School DistrictHeber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2027$278,545 (+6.95%) Land $42,268 Building $236,277
2025$1,580.00 (+4.22%)$26,044 Land $4,074 Building $21,970$260,446 Land $40,744 Building $219,702
2023$1,516.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2000)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2000 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 81% of the US · above 72% of Arizona
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARIZONA WATER CO - OVERGAARD
private · serves 13,797 people · EPA ID AZ0409004
Water SourceGroundwater
Last State InspectionJul 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Conexon Connect.

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