3320 Tonto Dr, Overgaard, AZ 85933 Property Records

Navajo County property record for 3320 Tonto Dr, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	1,796 sqft · built 2009
Lot Size	1.48 acres (64,469 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Aug 2026)
Tax Bill	$2,487 (2025)
Deeds & Mortgages	Aug 2026 Transfer Aug 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`206-14-023D`

Property Details

APN / Parcel Number

Primary APN	`206-14-023D`

Interior

Stories	1 Story
Building Area	1,796 sqft Living Area
Gross Area	2,468 sqft
1st Floor Area	1,796 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	64,469 sqft
Garage Type	Attached
Garage Area	672 sqft
Deck Area	Deck Area
Patio Area	540 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	3320 TONTO DR
City	OVERGAARD
State	AZ
Zip	85933-5424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-43
Legal Description	SECTION 21, T12N,R17E:BIGLER HOMESTEAD: POR LOT 23 PARCEL B SURVEY 63-49; AKA:COM HES COR 3; TH N0703'58W 344.99'; TH N5622'31E 399.28' TPOB; TH S3337' 29E222.49'; TH S5724'25W 292.89';TH N3337'29W 217.22'; TH N5622'31E 292.84' TPOB. OUT OF 206
Legal Range	17E
Legal Township	12N
Legal Section	21
Legal Subdivision	BIGLER HOMES
Legal Lot Number	23
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2006
Census Tract	963700

Owner

Source: Navajo County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3320 TONTO DR, OVERGAARD, AZ 85933-5424
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Aug 5, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 9, 2023	Deed of Trust, Mortgage · Commercial Mortgage CARL C GOOCH
Mar 1, 2021	Beneficiary Deed, Transfer
Mar 1, 2021	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2026 · Amount on Record
Deed Sale	Aug 5, 2026 · Amount on Record
Prior Sale	Oct 24, 2007 · Amount on Record
Deed Document Number	202611625
Last Transfer Date	Aug 13, 2026
Transfer Doc	0000012320
Record Updated	Oct 29, 2026

August 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	NAVAJO AZ
Recording Date	Aug 18, 2026
Property Address	3320 TONTO DR, OVERGAARD, AZ 85933-5424
Document Number	0000012320
Instrument Date	Aug 13, 2026
Instrument	202612320
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2467 JOSTABERRY WAY, ODENTON, MD 21113-3702

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Aug 5, 2026
Property Address	3320 TONTO DR, OVERGAARD, AZ 85933-5424
Document Number	0000011625
Instrument Date	Jul 30, 2026
Instrument	202611625
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3320 TONTO DR, OVERGAARD, AZ 85933-5424

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	3320 TONTO DR, OVERGAARD, AZ 85933-5424
Transaction Type	Mortgage
Record Updated	Aug 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010736
Date	Aug 9, 2023
Instrument	2023-10736

Lender

Name	CARL C GOOCH
Type	Private Party
Address	PO BOX 2155, OVERGAARD, AZ 85933

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	118 Months
Due	Jun 1, 2033

March 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	NAVAJO AZ
Recording Date	Mar 1, 2021
Property Address	3320 TONTO DR, OVERGAARD, AZ 85933-5424
Document Number	0000004178
Map Reference	MB 64 PG 49
Instrument Date	Feb 22, 2021
Instrument	2021-04178
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2155, OVERGAARD, AZ 85933-2155

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

March 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	NAVAJO AZ
Recording Date	Mar 1, 2021
Property Address	3320 TONTO DR, OVERGAARD, AZ 85933-5424
Document Number	0000004177
Map Reference	MB 10 PG 8
Instrument Date	Feb 22, 2021
Instrument	2021-04177
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2155, OVERGAARD, AZ 85933-2155

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$525,954 (+7.51%) Land $67,519 Building $458,435
2025	$2,487.00 (+4.41%)	$48,923 Land $6,509 Building $42,414	$489,221 Land $65,086 Building $424,135
2023	$2,382.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (1999–2001)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 64% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber · Fixed Wireless in parts of the area	2,000 / 2,000

May also be available: Sparklight, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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