3201 Crispin Cir, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3201 Crispin Cir, Harmony, FL 34773

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,732 sqft · built 2020
Lot Size0.18 acres (7,841 sqft)
OwnerCompany Name on Record
Last Sale$404,600 (Dec 2020)
Tax Bill$8,481 (2025)
Deeds & MortgagesDec 2020 Sale
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN242631338200010500

Property Details

APN / Parcel Number

Primary APN242631338200010500

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,732 sqft Heated Area
Gross Area3,518 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Garage TypeFinished

Exterior Amenities

Pool Area144 sqft
PorchOpen Porch
Deck Area306 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address3201 CRISPIN CIR
CityHARMONY
StateFL
Zip34773-6115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARMONY WEST PH 1A PB 27 PGS 116-120 LOT 50
Legal Range31E
Legal Township26S
Legal Section24
Legal SubdivisionHARMONY WEST PHS 1A
Legal Phase1A
Legal Tract3382
Legal Lot Number50
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2119
Census Tract43801

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address14760 WESTERLY DR APT 1311, 1311, WINTER GARDEN, FL 34787-8363
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2020Grant Deed, Transfer
CLEAR TITLE/FL LLC
Sep 17, 2020Deed of Trust, Mortgage · VA Mortgage
FIRST MTG SOLUTIONS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 14, 2020 · Amount on Record
Deed SaleDec 14, 2020 · Amount on Record
Prior SaleDec 14, 2020 · Amount on Record
Deed Document Number0058500613
Deed Book / Page005850 / 000613
Last Transfer DateJun 5, 2024
Transfer Doc0066121247
Record UpdatedJun 8, 2026

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateDec 14, 2020
Property Address3201 CRISPIN CIR, HARMONY, FL 34773-6115
Document Number0058500613
Book / Page005850 / 000613
Instrument DateOct 29, 2020
Instrument168948
Transaction TypeTransfer
Record UpdatedDec 23, 2020
Title CompanyCLEAR TITLE/FL LLC

Transaction

AmountAmount Recorded
Tax$2,832.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3201 CRISPIN CIR HARMONY FL 347736115, HARMONY, FL 34773-6115

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3201 CRISPIN CIR, HARMONY, FL 34773-6115
Document Number0057972797
Instrument DateSep 17, 2020
Transaction TypeMortgage
Record UpdatedOct 23, 2020
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3210 CRISPIN CIR HARMONY FL 347736114, HARMONY, FL 34773-6114

Mortgage

Document Number0057972797
DateSep 22, 2020
Book Page005797/002797
Instrument126568
Lender
NameFIRST MTG SOLUTIONS
TypeMortgage Company
AddressKANSAS CITY, MO 64114
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 21, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,481.00 (+9.11%)$424,200 (+8.08%) Land $80,000 Building $344,200$424,200 (+8.08%) Land $80,000 Building $344,200
2023$7,773.00 (+10.41%)$392,500 (+13.87%) Land $60,000 Building $332,500$392,500 (+13.87%) Land $60,000 Building $332,500
2022$7,040.00$344,700 Land $60,000 Building $284,700$344,700 Land $60,000 Building $284,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 70% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY EASTERN
private · serves 110,102 people · EPA ID FL3490751
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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