Osceola County property record for 3193 Crispin Cir, Harmony, FL 34773 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,901 sqft · built 2019 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $279,600 (Feb 2020) |
| Tax Bill | $5,967 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-26-31-3382-0001-1060 |
| Primary APN | 24-26-31-3382-0001-1060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,901 sqft Living Area |
| Gross Area | 2,586 sqft |
| 1st Floor Area | 1,901 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 244 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3193 CRISPIN CIR |
|---|---|
| City | HARMONY |
| State | FL |
| Zip | 34773-6113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARMONY WEST PH 1A PB 27 PGS 116-120 LOT 106 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 24 |
| Legal Subdivision | HARMONY WEST PH 1A |
| Legal Phase | 1A |
| Legal Lot Number | 106 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 2 |
| Census Block | 2119 |
| Census Tract | 43801 |
Source: Osceola County records · APN 24-26-31-3382-0001-1060
Assessment roll updated November 26, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3193 CRISPIN CIR, HARMONY, FL 34773-6113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 03, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Oct 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 17, 2020 | Deed of Trust, Mortgage · VA Mortgage FIRST MTG SOLUTIONS |
| Feb 07, 2020 | Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 07, 2020 · Amount on Record |
| Deed Sale | Feb 07, 2020 · Amount on Record |
| Deed Document Number | 202019769 |
| Deed Book / Page | 5671 / 1066 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3193 CRISPIN CIR, HARMONY, FL 34773-6113 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3193 CRISPIN CIR, HARMONY, FL 34773-6113 |
| Document Number | 0062930465 |
|---|---|
| Date | Oct 03, 2022 |
| Book Page | 6293/465 |
| Instrument | 2022146416 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 01, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3193 CRISPIN CIR, HARMONY, FL 34773-6113 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0060602353 |
|---|---|
| Date | Oct 07, 2021 |
| Book Page | 6060/2353 |
| Instrument | 2021156225 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3193 CRISPIN CIR, HARMONY, FL 34773-6113 |
| Document Number | 0057972797 |
| Instrument Date | Sep 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2020 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3210 CRISPIN CIR HARMONY FL 347736114, HARMONY, FL 34773-6114 |
| Document Number | 0057972797 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 005797/002797 |
| Instrument | 126568 |
| Name | FIRST MTG SOLUTIONS |
|---|---|
| Type | Mortgage Company |
| Address | KANSAS CITY, MO 64114 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 21, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 07, 2020 |
| Property Address | 3193 CRISPIN CIR, HARMONY, FL 34773-6113 |
| Document Number | 0056711066 |
| Book / Page | 005671 / 001066 |
| Instrument Date | Jan 10, 2020 |
| Instrument | 19769 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2020 |
| Title Company | CLEAR TITLE/FL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,957.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3193 CRISPIN CIR HARMONY FL 347736113, HARMONY, FL 34773-6113 |
| Document Number | 56711068 |
|---|---|
| Date | Feb 07, 2020 |
| Book Page | 005671/001068 |
| Instrument | 19770 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 06, 2050 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,967.00 (+6.74%) Homeowner's exemption | $269,520 (+5.99%) | $339,200 (+13.71%) Land $80,000 Building $259,200 |
| 2023 | $5,590.00 (+5.33%) Homeowner's exemption | $254,297 (+3%) | $298,300 (+13.77%) Land $60,000 Building $238,300 |
| 2022 | $5,307.00 Homeowner's exemption | $246,891 | $262,200 Land $60,000 Building $202,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | High above 81% of the US · above 70% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 157 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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