3210 Crispin Cir, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3210 Crispin Cir, Harmony, FL 34773

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,361 sqft · built 2019
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Dec 2019)
Tax Bill$6,166 (2025)
Deeds & MortgagesSep 2020 Mortgage
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN242631338200010300

Property Details

APN / Parcel Number

Primary APN242631338200010300

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,361 sqft Heated Area
Gross Area3,034 sqft
1st Floor Area1,181 sqft
Upper Floors Area1,180 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,663 sqft (0.13 acres)
Garage TypeFinished
Garage Area440 sqft
PorchOpen Porch
Porch Area233 sqft
Patio Area324 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address3210 CRISPIN CIR
CityHARMONY
StateFL
Zip34773-6114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARMONY WEST PH 1A PB 27 PGS 116-120 LOT 30
Legal Range31E
Legal Township26S
Legal Section24
Legal SubdivisionHARMONY WEST PHS 1A
Legal Phase1A
Legal Tract3382
Legal Lot Number30
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2119
Census Tract43801

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3210 CRISPIN CIR, HARMONY, FL 34773-6114
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2020Deed of Trust, Mortgage · VA Mortgage
FIRST MORTGAGE SOLUTIONS LLC
Nov 4, 2020Deed of Trust, Mortgage · VA Mortgage
FIRST MORTGAGE SOLUTIONS LLC
Dec 17, 2019Special Warranty Deed, Transfer · VA Mortgage
FIRST MORTGAGE SOLUTIONS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 17, 2019 · Amount on Record
Deed SaleDec 17, 2019 · Amount on Record
Deed Document Number2019163407
Deed Book / Page5642 / 0271
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3210 CRISPIN CIR, HARMONY, FL 34773-6114
Transaction TypeMortgage
Record UpdatedFeb 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3210 CRISPIN CIR, HARMONY, FL 34773-6114

Mortgage

Document Number0057972797
DateSep 22, 2020
Book Page5797/2797
Instrument2020126568
Lender
NameFIRST MORTGAGE SOLUTIONS LLC
TypeMortgage Company
AddressKANSAS CITY, MO 64114
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3210 CRISPIN CIR, HARMONY, FL 34773-6114
Transaction TypeMortgage
Record UpdatedFeb 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3210 CRISPIN CIR, HARMONY, FL 34773-6114

Mortgage

Document Number0058261149
DateNov 4, 2020
Book Page5826/1149
Instrument2020150215
Lender
NameFIRST MORTGAGE SOLUTIONS LLC
TypeMortgage Company
AddressKANSAS CITY, MO 64114
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueOct 1, 2050

December 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 17, 2019
Property Address3210 CRISPIN CIR, HARMONY, FL 34773-6114
Document Number0056420271
Book / Page5642 / 0271
Map ReferenceMB 27 PG 116-120
Instrument DateDec 3, 2019
Instrument2019163407
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanyCLEAR TITLE OF FLORIDA LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address370 CENTERPOINTE CIR STE 1136, 370, ALTAMONTE SPRINGS, FL 32701-3451

Transferred To (Grantee/Buyer)

NameVerified Name
Address3210 CRISPIN CIR, HARMONY, FL 34773-6114

Mortgage

Document Number0056420273
DateDec 17, 2019
Instrument5642/0273
Lender
NameFIRST MORTGAGE SOLUTIONS LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,166.00 (+6.86%) Homeowner's exemption$297,976 (+5.99%)$372,600 (+13.05%) Land $80,000 Building $292,600
2023$5,770.00 (+5.37%) Homeowner's exemption$281,145 (+3%)$329,600 (+13.81%) Land $60,000 Building $269,600
2022$5,476.00 Homeowner's exemption$272,957$289,600 Land $60,000 Building $229,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 70% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY EASTERN
private · serves 110,102 people · EPA ID FL3490751
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Crispin Cir

Nearby Streets

Search Property Records by Address or Parcel Number