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3199 Crispin Cir, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3199 Crispin Cir, Harmony, FL 34773 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,901 sqft · built 2019
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$280,300 (Jan 2020)
Tax Bill$5,967 (2025)
Deeds & MortgagesMay 2026 Mortgage
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN24-26-31-3382-0001-1040

Property Details

APN / Parcel Number

Primary APN24-26-31-3382-0001-1040
Alternative APN
  • 263124338200011040

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,901 sqft Living Area
Gross Area2,586 sqft
1st Floor Area1,901 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area441 sqft
PorchFinished/Open Porch
Porch Area244 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3199 CRISPIN CIR
CityHARMONY
StateFL
Zip34773-6113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARMONY WEST PH 1A PB 27 PGS 116-120 LOT 104
Legal Range31E
Legal Township26S
Legal Section24
Legal SubdivisionHARMONY WEST PH 1A
Legal Phase1A
Legal Lot Number104
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2119
Census Tract43801

Owner

Source: Osceola County records · APN 24-26-31-3382-0001-1040

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3199 CRISPIN CIR, HARMONY, FL 34773-6113
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2026Deed of Trust, Mortgage · FHA Mortgage
SERVICELINK
Sep 17, 2020Deed of Trust, Mortgage · VA Mortgage
FIRST MTG SOLUTIONS
Jan 16, 2020Grant Deed, Transfer · FHA Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 16, 2020 · Amount on Record
Deed SaleJan 16, 2020 · Amount on Record
Deed Document Number20208720
Deed Book / Page5659 / 1760
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateMay 26, 2026
Property Address3199 CRISPIN CIR, HARMONY, FL 34773-6113
Document Number0000067941
Book / Page6976 / 301
Instrument DateApr 22, 2026
Instrument202667941
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3199 CRISPIN CIR, HARMONY, FL 34773-6113
InvestorPossibly a Property Investor

Mortgage

Document Number0000067941,
DateMay 26, 2026
Book Page6976/301
Instrument202667941
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term284 Months
DueJan 01, 2050
Interest
Rate6.38%
Max Rate-1%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3199 CRISPIN CIR, HARMONY, FL 34773-6113
Document Number0057972797
Instrument DateSep 17, 2020
Transaction TypeMortgage
Record UpdatedOct 23, 2020
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3210 CRISPIN CIR HARMONY FL 347736114, HARMONY, FL 34773-6114

Mortgage

Document Number0057972797
DateSep 22, 2020
Book Page005797/002797
Instrument126568
Lender
NameFIRST MTG SOLUTIONS
TypeMortgage Company
AddressKANSAS CITY, MO 64114
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 21, 2050

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateJan 16, 2020
Property Address3199 CRISPIN CIR, HARMONY, FL 34773-6113
Document Number0056591760
Book / Page005659 / 001760
Instrument DateDec 30, 2019
Instrument8720
Transaction TypeTransfer
Record UpdatedFeb 10, 2020
Title CompanyCLEAR TITLE/FL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,962.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3199 CRISPIN CIR HARMONY FL 347736113, HARMONY, FL 34773-6113

Mortgage

Document Number56591762
DateJan 16, 2020
Book Page005659/001762
Instrument8721
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 15, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,967.00 (+6.74%) Homeowner's exemption$269,520 (+5.99%)$339,200 (+13.71%) Land $80,000 Building $259,200
2023$5,590.00 (+5.33%) Homeowner's exemption$254,297 (+3%)$298,300 (+13.77%) Land $60,000 Building $238,300
2022$5,307.00 Homeowner's exemption$246,891$262,200 Land $60,000 Building $202,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 64 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Wildfire

Wildfire RiskHigh
above 81% of the US · above 70% of Florida
Wildfire LikelihoodAbout 1 in 157 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 187 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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