3200 S Indiana Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3200 S Indiana Ave, Saint Cloud, FL 34769 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,828 sqft · built 1995
Lot Size	1.97 acres (85,856 sqft)
Owner	2 Individual Names on File
Last Sale	$319,000 (Oct 2018)
Tax Bill	$3,010 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14-26-30-4950-0001-0305`

Property Details

APN / Parcel Number

Primary APN	`14-26-30-4950-0001-0305`
Alternative APNs	`263014495000010305` `85028`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,828 sqft Living Area
Gross Area	2,582 sqft
1st Floor Area	1,828 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	85,856 sqft (1.97 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	270 sqft
Deck Area	616 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3200 S INDIANA AVE
City	SAINT CLOUD
State	FL
Zip	34769-5601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 5 E 580 FT OF N 150 FT LOT 30 LESS E 7.5 FT RD R/W
Legal Range	30E
Legal Township	26S
Legal Section	14
Legal Subdivision	S L & I C
Legal Tract	4950
Legal Block	1
Legal Lot Number	30
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2019
Census Tract	43303

Owner

Source: Osceola County records · APN 14-26-30-4950-0001-0305

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3200 S INDIANA AVE, SAINT CLOUD, FL 34769-5601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 22, 2020	Quit Claim Deed, Transfer LOANDEPOT.COM LLC
Feb 10, 2020	Correction Deed SERVICELINK
Oct 10, 2018	Warranty Deed, Transfer · Conventional with PMI MORTGAGE FIRM
Nov 22, 2017	Grant Deed, Transfer
Aug 14, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 10, 2018 · Amount on Record
Deed Sale	Oct 10, 2018 · Amount on Record
Prior Sale	Nov 22, 2017 · Amount on Record
Deed Document Number	2018152688
Deed Book / Page	5415 / 2580
Last Transfer Date	Dec 28, 2019
Transfer Doc	0056720388
Record Updated	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3200 S INDIANA AVE, SAINT CLOUD, FL 34769-5601
Transaction Type	Mortgage
Record Updated	Aug 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3200 S INDIANA AVE, SAINT CLOUD, FL 34769-5601

Mortgage

Document Number	0061050493
Date	Dec 10, 2021
Book Page	6105/493
Instrument	2021190682

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 01, 2042

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 22, 2020
Property Address	3200 S INDIANA AVE, SAINT CLOUD, FL 34769-5601
Document Number	0056611383
Book / Page	005661 / 001383
Instrument Date	Dec 28, 2019
Instrument	10367
Transaction Type	Transfer
Record Updated	Feb 10, 2020
Title Company	CLOSING USA LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3200 S INDIANA AVE ST CLOUD FL 347695601, ST CLOUD, FL 34769-5601

Mortgage

Document Number	56611385
Date	Jan 22, 2020
Book Page	005661/001385
Instrument	10368

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2050

February 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 10, 2020
Property Address	3200 S INDIANA AVE, SAINT CLOUD, FL 34769-5601
Document Number	0056720388
Book / Page	005672 / 000388
Instrument Date	Dec 28, 2019
Instrument	20445
Record Updated	Mar 02, 2020
Title Company	SERVICELINK

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3200 S INDIANA AVE ST CLOUD FL 347695601, ST CLOUD, FL 34769-5601

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 10, 2018
Property Address	3200 S INDIANA AVE, SAINT CLOUD, FL 34769-5601
Document Number	0054152580
Book / Page	005415 / 002580
Instrument Date	Oct 02, 2018
Instrument	152688
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	QUALITY TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,233.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4851 SPARROW DR ST CLOUD FL 347728348, ST CLOUD, FL 34772-8348

Mortgage

Document Number	54152582
Date	Oct 10, 2018
Book Page	005415/002582
Instrument	152689

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 09, 2048

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 22, 2017
Property Address	3200 S INDIANA AVE, SAINT CLOUD, FL 34769-5601
Document Number	0052432368
Book / Page	005243 / 002368
Instrument Date	Sep 25, 2017
Instrument	167393
Transaction Type	Transfer
Record Updated	Jan 03, 2018

Transaction

Amount	Amount Recorded
Tax	$1,099.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5684 RON RD ST CLOUD FL 347717991, ST CLOUD, FL 34771-7991

August 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 14, 2017
Property Address	3200 S INDIANA AVE, SAINT CLOUD, FL 34769-5601
Document Number	0051932698
Book / Page	005193 / 002698
Instrument Date	Jul 25, 2017
Instrument	117054
Transaction Type	Foreclosure
Record Updated	Sep 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3200 S INDIANA AVE ST CLOUD FL 347695601, ST CLOUD, FL 34769-5601
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,010.00 (+3.58%) Homeowner's exemption	$211,065 (+5.99%)	$473,200 (+4.23%) Land $102,000 Building $371,200
2024	$2,906.00 (+2.79%)
2023	$2,827.00 (+3.74%) Homeowner's exemption	$199,143 (+3%)	$454,000 (+46.5%) Land $90,700 Building $363,300
2022	$2,725.00 Homeowner's exemption	$193,343	$309,900 Land $90,700 Building $219,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 38 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	About 1 in 415 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 128 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Spectrum, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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