Osceola County property record for 3101 S Indiana Ave, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2004 |
| Square Footage | 3,900 sqft Heated Area |
| Lot Size | 211,135 sqft (4.84 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $275,000 (2012) |
| Tax Bill | $13,529.00 (2025) |
| Primary APN | 85020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,900 sqft Heated Area |
| Gross Area | 5,289 sqft Gross Area |
| 1st Floor | 2,612 sqft 1st Floor |
| Upper Floors | 1,288 sqft Upper Floors |
| Stories | 2 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Stone Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 211,135 sqft (4.84 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 594 sqft Garage |
| Pool Area | 36 sqft Pool |
|---|---|
| Fence | Fence |
| Deck Area | 1,113 sqft Deck |
| Porch | Finished/Screened Porch |
| Porch Area | 795 sqft Porch |
| Pole Structure | 920 sqft Pole Structure |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 85020 |
|---|---|
| Street Address | 3101 S INDIANA AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-5611 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S L & I C PB B PG 5 LOT 18 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | SEMINOLE LAND&INV CO |
| Legal Tract | 4950 |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2019 |
| Census Tract | 43303 |
Source: Osceola County records · APN 85020
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 3101 S INDIANA AVE, SAINT CLOUD, FL 34769-5611 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 22, 2018 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Dec 30, 2019 | Deed of Trust, Mortgage · Small Business Association Mortgage REGIONS BANK |
| Deed Names | 4 Verified Names on Deed |
|---|---|
| Last Sale | Dec 20, 2012 · Amount on Record |
| Deed Sale | Dec 20, 2012 · Amount on Record |
| Prior Sale | Dec 12, 2002 · Amount on Record |
| Deed Doc Number | 2012191858 |
| Deed Book / Page | 4370 / 1883 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3101 S INDIANA AVE, SAINT CLOUD, FL 34769-5611 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0054202008 |
|---|---|
| Date | Oct 22, 2018 |
| Book Page | 5420/2008 |
| Instrument | 2018157357 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 11, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3101 S INDIANA AVE, SAINT CLOUD, FL 34769-5611 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3101 S INDIANA AVE, SAINT CLOUD, FL 34769-5611 |
| Document Number | 0056490224 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | 5649/0224 |
| Instrument | 2019168509 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Small Business Association Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,529.00 (+13.96%) | $849,600 (+4.67%) Land $155,100 Building $694,500 | $849,600 (+4.67%) Land $155,100 Building $694,500 |
| 2023 | $11,872.00 (+22.4%) | $811,700 (+50.87%) Land $135,700 Building $676,000 | $811,700 (+50.87%) Land $135,700 Building $676,000 |
| 2022 | $9,699.00 | $538,000 Land $135,700 Building $402,300 | $538,000 Land $135,700 Building $402,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 71% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 331 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures