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3250 S Indiana Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3250 S Indiana Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,320 sqft · built 1982
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on File
Tax Bill$4 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Jan 2022 Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN85026

Property Details

APN / Parcel Number

Primary APN85026
Alternative APN
  • 142630495000010290

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms1 Room
Stories1 Story
Building Area2,320 sqft Heated Area
Gross Area2,920 sqft
1st Floor Area4,411 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area217,800 sqft (5 acres)

Exterior Amenities

Pool Area450 sqft
PorchOpen Porch
Porch Area600 sqft
Deck Area430 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number85026
Street Address3250 S INDIANA AVE
CitySAINT CLOUD
StateFL
Zip34769-5601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS L & I C PB B PG 5 LOT 29 & S 35 FT OF LOT 30
Legal Range30E
Legal Township26S
Legal Section14
Legal SubdivisionSEMINOLE LAND&INV CO
Legal Tract4950
Legal Block1
Legal Lot Number29-30
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2019
Census Tract43303

Owner

Source: Osceola County records · APN 85026

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3250 S INDIANA AVE, SAINT CLOUD, FL 34769-5601
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2023Deed of Trust, Mortgage · Line of Credit
HOMEBRIDGE FINANCIAL SERVICES INC
Jan 12, 2022Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Jun 17, 2019Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 02, 2018Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 10, 2023
Deed SaleSep 10, 2023
Deed Document Number2019077566
Deed Book / Page5541 / 2921
Prior Transfer DateJun 17, 2019
Prior Transfer Doc2019077566
Record UpdatedJun 08, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3250 S INDIANA AVE, SAINT CLOUD, FL 34769-5601
Transaction TypeMortgage
Record UpdatedSep 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3250 S INDIANA AVE, SAINT CLOUD, FL 34769-5601
InvestorPossibly a Property Investor

Mortgage

Document Number0064660254
DateAug 31, 2023
Book Page6466/254
Instrument2023114064
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueSep 20, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3250 S INDIANA AVE, SAINT CLOUD, FL 34769-5601
Transaction TypeMortgage
Record UpdatedMay 02, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3250 S INDIANA AVE, SAINT CLOUD, FL 34769-5601

Mortgage

Document Number0061271696
DateJan 12, 2022
Book Page6127/1696
Instrument2022006132
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 17, 2019
Property Address3250 S INDIANA AVE, SAINT CLOUD, FL 34769-5601
Document Number0055412921
Book / Page5541 / 2921
Map ReferenceMB B PG 5
Instrument DateJun 14, 2019
Instrument2019077566
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyLAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,590.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2823 DEERFIELD ST, 2823, SAINT CLOUD, FL 34771-8848

Transferred To (Grantee/Buyer)

NameVerified Name
Address3250 S INDIANA AVE, SAINT CLOUD, FL 34769-5601

Mortgage

Document Number0055412923
DateJun 17, 2019
Instrument5541/2923
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 02, 2018
Property Address3250 S INDIANA AVE, SAINT CLOUD, FL 34769-5601
Document Number0053090707
Book / Page005309 / 000707
Instrument DateMar 30, 2018
Instrument50621
Transaction TypeTransfer
Record UpdatedApr 18, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2823 DEERFIELD ST ST CLOUD FL 347718848, ST CLOUD, FL 34771-8848

Mortgage

Document Number53090712
DateApr 02, 2018
Book Page005309/000712
Instrument50623
Lender
NameATLANTIC BAY MTG
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4.00 (-99.92%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$339,839 (+5.99%)$546,400 (+14.09%) Land $194,000 Building $352,400
2023$5,015.00 (+3.4%) Homeowner's exemption$320,643 (+3%)$478,900 (+40.28%) Land $138,300 Building $340,600
2022$4,850.00 Homeowner's exemption$311,304$341,400 Land $138,300 Building $203,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 38 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies38 in force
36 of 38 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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