3050 S Indiana Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3050 S Indiana Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,502 sqft · built 1991
Lot Size	2.73 acres (118,918 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,897 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jun 2017 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`14-26-30-4950-0001-0140`

Property Details

APN / Parcel Number

Primary APN	`14-26-30-4950-0001-0140`
Alternative APNs	`263014495000010140` `85016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,502 sqft Living Area
Gross Area	3,358 sqft
1st Floor Area	1,602 sqft
Upper Floors Area	900 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	118,918 sqft (2.73 acres)

Exterior Amenities

Porch	Florida Room
Porch Area	856 sqft
Shed	1 Shed
Shed Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3050 S INDIANA AVE
City	SAINT CLOUD
State	FL
Zip	34769-5600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OAC
Legal Description	S L & I C PB B PG 5 LOT 14 LESS S 150 FT
Legal Range	30E
Legal Township	26S
Legal Section	14
Legal Subdivision	S L & I C
Legal Tract	4950
Legal Block	140
Legal Lot Number	14
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2019
Census Tract	43303

Owner

Source: Osceola County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3050 S INDIANA AVE, SAINT CLOUD, FL 34769-5600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Jun 28, 2017	Quit Claim Deed Quitclaim
Jun 27, 2017	Quit Claim Deed, Transfer Quitclaim
Jun 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3050 S INDIANA AVE, SAINT CLOUD, FL 34769-5600
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056981686
Date	Mar 26, 2020
Book Page	5698/1686
Instrument	2020042790

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2035

June 2017: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 28, 2017
Property Address	3050 S INDIANA AVE, SAINT CLOUD, FL 34769-5600
Document Number	0051711344
Book / Page	005171 / 001344
Instrument Date	Jun 28, 2017
Instrument	94469
Record Updated	Jul 24, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	619 WISCONSIN AVE ST CLOUD FL 347692764, ST CLOUD, FL 34769-2764

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 27, 2017
Property Address	3050 S INDIANA AVE, SAINT CLOUD, FL 34769-5600
Document Number	0051702197
Book / Page	005170 / 002197
Instrument Date	Jun 27, 2017
Instrument	93787
Transaction Type	Transfer
Record Updated	Jul 24, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3050 S INDIANA AVE ST CLOUD FL 347695600, ST CLOUD, FL 34769-5600

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 27, 2017
Property Address	3050 S INDIANA AVE, SAINT CLOUD, FL 34769-5600
Document Number	0051702195
Book / Page	005170 / 002195
Instrument Date	Jun 27, 2017
Instrument	93786
Transaction Type	Transfer
Record Updated	Jul 24, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	619 WISCONSIN AVE ST CLOUD FL 347692764, ST CLOUD, FL 34769-2764

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,897.00 (+6.51%) Homeowner's exemption	$204,757 (+5.99%)	$485,900 (+4.74%) Land $122,800 Building $363,100
2023	$2,720.00 (+3.78%) Homeowner's exemption	$193,192 (+3%)	$463,900 (+47.55%) Land $109,200 Building $354,700
2022	$2,621.00 Homeowner's exemption	$187,566	$314,400 Land $109,200 Building $205,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: CenturyLink.

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