Lorain County property record for 320 White Oak Dr, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1970 |
| Square Footage | 1,690 sqft Living Area |
| Lot Size | 7,841 sqft (0.18 acres) |
| Garage | Detached, 672 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,879.00 (2025) |
| Primary APN | 06-25-023-103-039 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,690 sqft Living Area |
| 1st Floor | 950 sqft 1st Floor |
| 2nd Floor | 480 sqft 2nd Floor |
| Upper Floors | 480 sqft Upper Floors |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Raised Foundation |
| Lot Area | 7,841 sqft (0.18 acres) |
| Depth X Width | 142 ft x 56 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 672 sqft Garage |
| Patio Area | 105 sqft Patio |
| Canopy Area | 216 sqft Canopy |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 320 WHITE OAK DR |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-4136 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WHITE OAK DR 2 FRNT 0056.00 DPTH 0142.00 |
| Legal Subdivision | WHITE OAK DR 2 FRNT |
| Legal Tract | 25 |
| Legal Block | 103 |
| Legal Lot Number | 53 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 70600 |
Source: Lorain County records · APN 06-25-023-103-039
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 WHITE OAK DR, ELYRIA, OH 44035-4136 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 320 WHITE OAK DR, ELYRIA, OH 44035-4136 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 320 WHITE OAK DR, ELYRIA, OH 44035-4136 |
| Investor | Possibly a Property Investor |
| Document Number | 0000077777 |
|---|---|
| Date | Dec 05, 2025 |
| Instrument | 2025-0077777 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Dec 01, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,879.00 (+1.4%) | $60,670 (+40.48%) Land $13,200 Building $47,470 | $173,340 (+40.48%) Land $37,710 Building $135,630 |
| 2023 | $1,853.00 (-0.86%) | $43,187 (-0.01%) Land $9,387 Building $33,800 | $123,390 (-) Land $26,820 Building $96,570 |
| 2022 | $1,869.00 | $43,190 Land $9,390 Building $33,800 | |
| 2021 | $123,390 Land $26,820 Building $96,570 |
320 White Oak Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures