311 White Oak Dr, Elyria, OH 44035 Property Records

Lorain County property record for 311 White Oak Dr, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 950 sqft · built 1958
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$114,000 (Oct 2005)
Tax Bill	$2,092 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-25-023-104-017`

Property Details

APN / Parcel Number

Primary APN	`06-25-023-104-017`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	950 sqft Living Area
1st Floor Area	950 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1981
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	142 ft deep x 56 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	132 sqft
Deck Area	200 sqft
Patio Area	132 sqft
Shed	1 Shed
Shed Area	143 sqft
Canopy	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	311 WHITE OAK DR
City	ELYRIA
State	OH
Zip	44035-4135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE OAK DRIVE 56 X 142 S/L 22
Legal Subdivision	WHITE OAK DRIVE SUBDIVISION #2
Legal Tract	25
Legal Block	104
Legal Lot Number	22
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1017
Census Tract	70600

Owner

311 White Oak Dr is owned and occupied by an individual who bought it in October 2005.

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	311 WHITE OAK DR, ELYRIA, OH 44035-4135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2005 · Amount on File
Deed Sale	Oct 4, 2005 · Amount on File
Prior Sale	Dec 5, 2002
Deed Document Number	2005006840
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	311 WHITE OAK DR, ELYRIA, OH 44035-4135
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000871221
Date	Apr 14, 2022
Instrument	2022-0871221

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2037

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	311 WHITE OAK DR, ELYRIA, OH 44035-4135
Transaction Type	Mortgage
Record Updated	Nov 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210849490
Date	Nov 15, 2021
Instrument	2021-0849490

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 311 White Oak Dr was $2,092.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,092.00	$44,370 (+0.01%) Land $13,200 Building $31,170	$126,760 (-) Land $37,710 Building $89,050
2024	$2,092.00 (+17.79%)	$44,367 (+36.26%) Land $13,199 Building $31,168	$126,760 (+36.26%) Land $37,710 Building $89,050
2023	$1,776.00 (+0.4%)	$32,561 (+%) Land $9,387 Building $23,174	$93,030 Land $26,820 Building $66,210
2022	$1,769.00	$32,560 Land $9,390 Building $23,170
2021			$93,030 Land $26,820 Building $66,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 311 White Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 311 White Oak Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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