321 White Oak Dr, Elyria, OH 44035 Property Records

Lorain County property record for 321 White Oak Dr, Elyria, OH 44035 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 950 sqft · built 1959
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$82,500 (Jun 2022)
Tax Bill	$2,029 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-25-023-104-015`

Property Details

APN / Parcel Number

Primary APN	`06-25-023-104-015`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	950 sqft Living Area
1st Floor Area	950 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	142 ft deep x 56 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	300 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	321 WHITE OAK DR
City	ELYRIA
State	OH
Zip	44035-4135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE OAK 56.00 X 142.30
Legal Subdivision	WHITE OAK FRNT
Legal Tract	25
Legal Block	104
Legal Lot Number	24
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1017
Census Tract	70600

Owner

Source: Lorain County records · APN 06-25-023-104-015

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	321 WHITE OAK DR, ELYRIA, OH 44035-4135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 17, 2022 · Amount on Record
Deed Sale	Jun 17, 2022 · Amount on Record
Deed Document Number	2022003665
Record Updated	Jun 08, 2026

June 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 17, 2022
Property Address	321 WHITE OAK DR, ELYRIA, OH 44035-4135
Document Number	0000879912
Map Reference	VOL 19 PG 4
Instrument Date	Jun 14, 2022
Instrument	2022-0879912
Transaction Type	Transfer
Record Updated	Jun 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 WHITE OAK DR, ELYRIA, OH 44035-4135

Mortgage

Document Number	0000879913
Date	Jun 17, 2022
Instrument	2022-0879913

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,029.00	$43,090 (+%) Land $13,200 Building $29,890	$123,110 (-) Land $37,710 Building $85,400
2024	$2,029.00 (+13.67%)	$43,089 (+31.54%) Land $13,199 Building $29,890	$123,110 (+31.54%) Land $37,710 Building $85,400
2023	$1,785.00 (+36.99%)	$32,757 (-0.01%) Land $9,387 Building $23,370	$93,590 (-) Land $26,820 Building $66,770
2022	$1,303.00	$32,760 Land $9,390 Building $23,370
2021			$93,590 Land $26,820 Building $66,770

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930706001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 510 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Uniti Group, Spectrum, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.