307 White Oak Dr, Elyria, OH 44035 Property Records

Lorain County property record for 307 White Oak Dr, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 950 sqft · built 1958
Lot Size	0.18 acres (7,841 sqft)
Owner	Owner Name on Record
Last Sale	$80,000 (Jul 2003)
Tax Bill	$2,432 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-25-023-104-018`

Property Details

APN / Parcel Number

Primary APN	`06-25-023-104-018`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	950 sqft Living Area
1st Floor Area	950 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1971
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	142 ft deep x 56 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	20 sqft
Deck Area	126 sqft
Patio Area	487 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	307 WHITE OAK DR
City	ELYRIA
State	OH
Zip	44035-4135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE OAK DR 2 56 X 142 S/L 21
Legal Subdivision	WHITE OAK DRIVE SUBDIVISION
Legal Tract	25
Legal Block	104
Legal Lot Number	21
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1017
Census Tract	70600

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	307 WHITE OAK DR, ELYRIA, OH 44035-4135
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage DOLLAR BK
Apr 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage DOLLAR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2003 · Amount on Record
Deed Sale	Jul 18, 2003 · Amount on Record
Deed Document Number	2003004210
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	307 WHITE OAK DR, ELYRIA, OH 44035-4135
Document Number	0000756714
Instrument Date	Apr 11, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	FINANCIAL DIMENSIONS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 WHITE OAK DR ELYRIA OH 440354135, ELYRIA, OH 44035-4135

Mortgage

Document Number	0000756714
Date	Apr 16, 2020
Instrument	756714

Lender

Name	DOLLAR BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	307 WHITE OAK DR, ELYRIA, OH 44035-4135
Document Number	0000711570
Instrument Date	Apr 12, 2019
Transaction Type	Mortgage
Record Updated	Apr 30, 2019
Title Company	FINANCIAL DIMENSIONS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 WHITE OAK DR ELYRIA OH 440354135, ELYRIA, OH 44035-4135

Mortgage

Document Number	0000711570
Date	Apr 19, 2019
Instrument	711570

Lender

Name	DOLLAR BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,432.00	$49,200 (-) Land $13,200 Building $36,000	$140,570 (-) Land $37,710 Building $102,860
2024	$2,432.00 (+32.17%)	$49,200 (+49.24%) Land $13,199 Building $36,001	$140,570 (+49.24%) Land $37,710 Building $102,860
2023	$1,840.00 (+2.79%)	$32,967 (-0.01%) Land $9,387 Building $23,580	$94,190 (-) Land $26,820 Building $67,370
2022	$1,790.00	$32,970 Land $9,390 Building $23,580
2021			$94,190 Land $26,820 Building $67,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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