320 S Main St, Chippewa Falls, WI 54729 Property Records

Chippewa County property record for 320 S Main St, Chippewa Falls, WI 54729

Property Summary

Property Type	Commercial
Details	built 1945
Owner	Company Name on Record
Last Sale	$1,250,000 (Jan 2023)
Tax Bill	$14,719 (2025)
Deeds & Mortgages	Sep 2020 Refinance Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22808-0714-0450-0000`

Property Details

APN / Parcel Number

Primary APN	`22808-0714-0450-0000`
Alternative APN	`211 4259`

Interior

Stories	1 Story

Exterior

Year Built	Built 1945
Total Buildings	3 Buildings

Location & Zoning

Account Number	211 4259
Street Address	320 S MAIN ST
City	CHIPPEWA FALLS
State	WI
Zip	54729-2926
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SE NE PCL BEG 143.8' S OF SE COR CLIFF ST & HOWARD ST NE 130', SE 72.1', NE 97', NW 161.7' TO CLIFF ST, NE TO PT 200' W OF MA
Legal Range	08W
Legal Township	28N
Legal Section	07
Legal Quarter	NE
Quarter-Quarter Section	SE
Jurisdiction	CHIPPEWA WI
Township / Civil Division	CHIPPEWA FALLS
Census Block Group	1
Census Block	1033
Census Tract	10200

Owner

Source: Chippewa County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1858 170TH ST, CHIPPEWA FALLS, WI 54729-4626
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHWESTERN BANK
Jan 12, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2023 · Amount on Record
Deed Sale	Jan 12, 2023 · Amount on Record
Deed Document Number	938658
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	320 S MAIN ST, CHIPPEWA FALLS, WI 54729-2926
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000906649
Date	Sep 10, 2020
Instrument	906649

Lender

Name	NORTHWESTERN BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA WI
Recording Date	Jan 12, 2023
Property Address	320 S MAIN ST, CHIPPEWA FALLS, WI 54729-2926
Document Number	0000938658
Instrument Date	Jan 5, 2023
Instrument	938658
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1858 170TH ST, CHIPPEWA FALLS, WI 54729-4626

Mortgage

Document Number	0000938659
Date	Jan 12, 2023
Instrument	938659

Lender

Name	CITIZENS STATE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chippewa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Chippewa County
Municipality	Chippewa Falls City
Unified School District	Chippewa Falls Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,719.00 (+48.66%)	$515,300 (-) Land $60,800 Building $454,500	$1,085,200 (+62.43%)
2023	$9,901.00	$515,300 Land $60,800 Building $454,500	$668,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHIPPEWA FALLS WATERWORKS serves 13,375 people · EPA ID WI6090456
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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