220 S Main St, Chippewa Falls, WI 54729 Property Records

Chippewa County property record for 220 S Main St, Chippewa Falls, WI 54729

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,183 sqft · built 1925
Owner	Individual Name on File
Tax Bill	$2,130 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Feb 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22808-0714-6018-0906A`

Property Details

APN / Parcel Number

Primary APN	`22808-0714-6018-0906A`
Alternative APN	`211 3544`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	1 Room
Stories	2 Stories
Building Area	1,183 sqft Living Area
Basement Area	676 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gas
Sewer	Connected

Location & Zoning

Account Number	211 3544
Street Address	220 S MAIN ST
City	CHIPPEWA FALLS
State	WI
Zip	54729-2924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHSIDE PLAT LOT 5 THE NE 15' OF THE NW 45' & THE NW 45' OF LOT 6 BLK 9
Legal Range	08W
Legal Township	28N
Legal Section	07
Legal Quarter	NE
Quarter-Quarter Section	NE
Legal Subdivision	SOUTHSIDE PLAT
Legal Block	9
Legal Lot Number	5-6
Jurisdiction	CHIPPEWA WI
Township / Civil Division	CHIPPEWA FALLS
Census Block Group	1
Census Block	1025
Census Tract	10200

Owner

220 S Main St is owned and occupied by an individual who acquired it in February 2024.

Source: Chippewa County records, as of February 18, 2026

Owner of Record	Individual Name on File
Mailing Address	220 S MAIN ST, CHIPPEWA FALLS, WI 54729-2924
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Deed of Trust, Mortgage · Stand-Alone First Mortgage ROYAL CREDIT UNION
Feb 22, 2024	Warranty Deed, Transfer
May 26, 2021	Deed of Trust, Mortgage · ARM WESTCONSIN CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 22, 2024
Transfer Doc	0000948399
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	220 S MAIN ST, CHIPPEWA FALLS, WI 54729-2924
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000948400
Date	Feb 22, 2024
Instrument	948400

Lender

Name	ROYAL CREDIT UNION
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA WI
Recording Date	Feb 22, 2024
Property Address	220 S MAIN ST, CHIPPEWA FALLS, WI 54729-2924
Document Number	0000948399
Instrument Date	Feb 21, 2024
Instrument	948399
Transaction Type	Transfer
Record Updated	Mar 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 S MAIN ST, CHIPPEWA FALLS, WI 54729-2924

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	220 S MAIN ST, CHIPPEWA FALLS, WI 54729-2924
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	918008
Date	May 26, 2021
Instrument	918008

Lender

Name	WESTCONSIN CREDIT UNION

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jun 1, 2028
Index	LIBOR

Tax Assessment & Valuation

The 2025 property tax bill for 220 S Main St was $2,130 with a homeowner's exemption.

Source: Chippewa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Chippewa County
Municipality	Chippewa Falls City
Unified School District	Chippewa Falls Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,130.00 Homeowner's exemption	$94,300 Land $5,000 Building $89,300	$171,800
2023	$1,569.00 Homeowner's exemption	$94,300 Land $5,000 Building $89,300	$122,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 220 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHIPPEWA FALLS WATERWORKS serves 13,375 people · EPA ID WI6090456
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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