401 S Main St, Chippewa Falls, WI 54729 Property Records

Chippewa County property record for 401 S Main St, Chippewa Falls, WI 54729

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,528 sqft · built 1888
Owner	Individual Name on File
Last Sale	$164,000 (Sep 2018)
Tax Bill	$3,478 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22808-0714-6070-0215`

Property Details

APN / Parcel Number

Primary APN	`22808-0714-6070-0215`
Alternative APN	`211 1376`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Stories	2 Stories
Building Area	1,528 sqft Living Area

Exterior

Year Built	Built 1888
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gas
Sewer	Connected

Location & Zoning

Account Number	211 1376
Street Address	401 S MAIN ST
City	CHIPPEWA FALLS
State	WI
Zip	54729-3137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODWARD & DUNCAN'S ADD TO SOUTH SIDE LOT 15 BLK 2
Legal Range	08W
Legal Township	28N
Legal Section	07
Legal Subdivision	WOODWARD & DUNCAN'S ADD
Legal Block	2
Legal Lot Number	15
Jurisdiction	CHIPPEWA WI
Township / Civil Division	CHIPPEWA FALLS
Census Block Group	1
Census Block	1048
Census Tract	10200

Owner

401 S Main St is owned and occupied by an individual who acquired it in October 2018.

Source: Chippewa County records, as of February 18, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	401 S MAIN ST, CHIPPEWA FALLS, WI 54729-3137
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Oct 28, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Oct 15, 2018	Quit Claim Deed, Transfer Quitclaim
Sep 20, 2018	Warranty Deed, Transfer LOANDEPOTCOM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2018 · Amount on File
Deed Sale	Sep 20, 2018 · Amount on File
Prior Sale	Sep 20, 2018 · Amount on File
Deed Document Number	000000882275
Last Transfer Date	Oct 15, 2018
Transfer Doc	000000883014
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	401 S MAIN ST, CHIPPEWA FALLS, WI 54729-3137
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000924860
Date	Oct 25, 2021
Instrument	924860

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	401 S MAIN ST, CHIPPEWA FALLS, WI 54729-3137
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000936977
Date	Oct 28, 2022
Instrument	936977

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHIPPEWA WI
Recording Date	Oct 15, 2018
Property Address	401 S MAIN ST, CHIPPEWA FALLS, WI 54729-3137
Document Number	000000883014
Instrument Date	Oct 9, 2018
Instrument	000000883014
Transaction Type	Transfer
Record Updated	Mar 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 S MAIN ST, CHIPPEWA FALLS, WI 54729-3137

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA WI
Recording Date	Sep 20, 2018
Property Address	401 S MAIN ST, CHIPPEWA FALLS, WI 54729-3137
Document Number	000000882275
Instrument Date	Sep 7, 2018
Instrument	000000882275
Transaction Type	Transfer
Record Updated	Mar 12, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 S MAIN ST, CHIPPEWA FALLS, WI 54729-3137

Mortgage

Document Number	000000882276
Date	Sep 20, 2018
Instrument	000000882276

Lender

Name	LOANDEPOTCOM LLC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 401 S Main St was $3,478 with a homeowner's exemption.

Source: Chippewa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Chippewa County
Municipality	Chippewa Falls City
Unified School District	Chippewa Falls Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,478.00 Homeowner's exemption	$167,600 Land $19,100 Building $148,500	$270,700
2023	$2,985.00 Homeowner's exemption	$167,600 Land $19,100 Building $148,500	$217,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 401 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHIPPEWA FALLS WATERWORKS serves 13,375 people · EPA ID WI6090456
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on S Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures