409 S Main St, Chippewa Falls, WI 54729 Property Records

Chippewa County property record for 409 S Main St, Chippewa Falls, WI 54729

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 960 sqft · built 1976
Owner	Individual Name on File
Last Sale	$201,000 (Jul 2021)
Tax Bill	$3,177 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22808-0714-6070-0213`

Property Details

APN / Parcel Number

Primary APN	`22808-0714-6070-0213`
Alternative APN	`211 1374`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
Basement Area	960 sqft

Exterior

Year Built	Built 1976
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gas
Sewer	Connected

Location & Zoning

Account Number	211 1374
Street Address	409 S MAIN ST
City	CHIPPEWA FALLS
State	WI
Zip	54729-3137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODWARD & DUNCAN'S ADD TO SOUTH SIDE LOT 13 BLK 2
Legal Range	08W
Legal Township	28N
Legal Section	07
Legal Subdivision	WOODWARD & DUNCAN'S ADD
Legal Block	2
Legal Lot Number	13
Jurisdiction	CHIPPEWA WI
Township / Civil Division	CHIPPEWA FALLS
Census Block Group	1
Census Block	1048
Census Tract	10200

Owner

409 S Main St is owned and occupied by an individual who bought it in July 2021.

Source: Chippewa County records, as of February 18, 2026

Owner of Record	Individual Name on File
Mailing Address	409 S MAIN ST, CHIPPEWA FALLS, WI 54729-3137
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage WATERSTONE MORTGAGE CORP
Sep 11, 2018	Warranty Deed, Transfer CITIZENS COMMUNITY CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2021 · Amount on File
Deed Sale	Jul 1, 2021 · Amount on File
Prior Sale	Sep 11, 2018 · Amount on File
Deed Document Number	919968
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA WI
Recording Date	Jul 1, 2021
Property Address	409 S MAIN ST, CHIPPEWA FALLS, WI 54729-3137
Document Number	0000919968
Instrument Date	Jun 30, 2021
Instrument	919968
Transaction Type	Transfer
Record Updated	Mar 12, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 S MAIN ST, CHIPPEWA FALLS, WI 54729-3137

Mortgage

Document Number	0000919969
Date	Jul 1, 2021
Instrument	919969

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA WI
Recording Date	Sep 11, 2018
Property Address	409 S MAIN ST, CHIPPEWA FALLS, WI 54729-3137
Document Number	000000881969
Instrument Date	Sep 7, 2018
Instrument	000000881969
Transaction Type	Transfer
Record Updated	Mar 12, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 S MAIN ST, CHIPPEWA FALLS, WI 54729-3137

Mortgage

Document Number	000000881970
Date	Sep 11, 2018
Instrument	000000881970

Lender

Name	CITIZENS COMMUNITY CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 409 S Main St was $3,177 with a homeowner's exemption.

Source: Chippewa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Chippewa County
Municipality	Chippewa Falls City
Unified School District	Chippewa Falls Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,177.00 Homeowner's exemption	$154,900 Land $14,900 Building $140,000	$248,700
2023	$2,740.00 Homeowner's exemption	$154,900 Land $14,900 Building $140,000	$200,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 409 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHIPPEWA FALLS WATERWORKS serves 13,375 people · EPA ID WI6090456
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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