San Diego County property record for 320 River Ranch Way, Oceanside, CA 92057 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2002 |
| Square Footage | 3,516 sqft Living Area |
| Lot Size | 6,217 sqft (0.143 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $9,056.00 (2025) |
| Primary APN | 158-750-03-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,516 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 6,217 sqft (0.143 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 320 RIVER RANCH WAY |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-6527 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 3 TR 014295 |
| Legal Subdivision | RIVER RANCH SOUTH |
| Legal Tract | 014295 |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | OCEANSIDE-ESCONDIDO |
| Census Blockgroup | 2 |
| Census Block | 2016 |
| Census Tract | 18521 |
Source: San Diego County records · APN 158-750-03-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 320 RIVER RANCH WAY, OCEANSIDE, CA 92057-6527 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Trustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed) |
| Date | Document |
|---|---|
| Oct 11, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage LOANDEPOT.COM LLC |
| Jul 31, 2020 | Intrafamily Transfer, Transfer · Veterans Administration Mortgage NETWORK CAPITAL FUNDING CORP |
| Jul 31, 2020 | Quit Claim Deed, Transfer UNISOURCE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 31, 2020 |
| Deed Sale | Jul 31, 2020 |
| Prior Sale | Nov 03, 2003 · Amount on Record |
| Deed Doc Number | 2020422510 |
| Prior Transfer Date | Aug 25, 2014 |
| Prior Transfer Doc | 0000377746 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 320 RIVER RANCH WAY, OCEANSIDE, CA 92057-6527 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 320 RIVER RANCH WAY, OCEANSIDE, CA 92057-6527 |
| Document Number | 0000706790 |
|---|---|
| Date | Oct 11, 2021 |
| Instrument | 2021-0706790 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 31, 2020 |
| Property Address | 320 RIVER RANCH WAY, OCEANSIDE, CA 92057-6527 |
| Document Number | 0000422510 |
| Map Reference | MAP 14295 |
| Instrument Date | Jun 24, 2020 |
| Instrument | 2020-0422510 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | UNISOURCE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 RIVER RANCH WAY, OCEANSIDE, CA 92057-6527 |
| Document Number | 0000422511 |
|---|---|
| Date | Jul 31, 2020 |
| Instrument | 2020-0422511 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 31, 2020 |
| Property Address | 320 RIVER RANCH WAY, OCEANSIDE, CA 92057-6527 |
| Document Number | 0000422512 |
| Instrument Date | Jun 24, 2020 |
| Instrument | 422512 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2020 |
| Title Company | UNISOURCE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 320 RIVER RANCH WAY OCEANSIDE CA 920576527, OCEANSIDE, CA 92057-6527 |
| Investor | Possibly a Property Investor |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $830,194 (+2%) Land $206,402 Building $623,792 | |
| 2025 | $9,056.00 (+5.22%) Homeowner's exemption | $813,916 (+4.04%) Land $202,355 Building $611,561 |
| 2023 | $8,607.00 (+1.56%) Homeowner's exemption | $782,313 Land $194,499 Building $587,814 |
| 2022 | $8,475.00 |
320 River Ranch Way is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026
| FEMA Flood Zone | Zone X moderate flood hazard · within the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A99, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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